# Smartkarma vs Consult Insure

The clearest difference is ads: Smartkarma at none against Consult Insure's shown. Consult Insure's advantage is iOS requirement (13.0 vs 15.1). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Smartkarma ships an update every 2 months, Consult Insure every 3 months. The most recent releases landed on October 12, 2026 and October 3, 2026 respectively.

## The numbers

| Metric | Smartkarma | Consult Insure |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (5 ratings)](https://appshunter.io/ios/app/smartkarma/id1363869384/reviews)** | — |
| Number of ratings | **5** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Every 2 months** | Every 3 months |
| Monetization | Free | — |
| Size | 63 MB | 3 MB |
| Requires iOS | 15.1 | **13.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Smartkarma Innovations Pte Ltd](https://appshunter.io/developer/1293066761) | [Momentum Metropolitan Life Ltd.](https://appshunter.io/developer/569939037) |

## What reviewers say

### Smartkarma

[App page](https://appshunter.io/ios/app/smartkarma/id1363869384)

This AI-powered platform delivers real-time investment insights and advanced data analytics for strategic decision-making. It helps users curate, personalize, and collaborate on critical investment information to make faster, more informed decisions.

**Highlights:** AI-powered insights, Real-time data analytics, Personalized information curation, Collaboration tools, Access to top analysts, Strategic decision support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Consult Insure

[App page](https://appshunter.io/ios/app/consult-insure/id1579284480)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Smartkarma free?

Smartkarma is free to download, with no in-app purchases.

### Is Consult Insure free?

Consult Insure is free to download, with no in-app purchases.

### Do Smartkarma or Consult Insure have ads?

Consult Insure shows ads; Smartkarma does not.

### Which is updated more often, Smartkarma or Consult Insure?

Smartkarma ships an update every 2 months, and Consult Insure every 3 months. Most recently, Smartkarma was updated on October 12, 2026 and Consult Insure on October 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*