# Smartkarma vs FIRVA

The clearest difference is in-app purchases: Smartkarma at none against FIRVA's 8. FIRVA's advantage is update cadence (every 5 days vs every 2 months). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. FIRVA sells 8 in-app purchases, starting at $0.99 per month. Smartkarma asks for nothing beyond the download.

Smartkarma ships an update every 2 months, FIRVA every 5 days. The most recent releases landed on October 24, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | Smartkarma | FIRVA |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (5 ratings)](https://appshunter.io/ios/app/smartkarma/id1363869384/reviews)** | — |
| Number of ratings | **5** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 5 days** |
| Monetization | Free | — |
| Size | 63 MB | 43 MB |
| Requires iOS | 15.1 | **15.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Smartkarma Innovations Pte Ltd](https://appshunter.io/developer/1293066761) | [Firva Technologies Private Limited](https://appshunter.io/developer/6789684770) |

## What reviewers say

### Smartkarma

[App page](https://appshunter.io/ios/app/smartkarma/id1363869384)

This AI-powered platform delivers real-time investment insights and advanced data analytics for strategic decision-making. It helps users curate, personalize, and collaborate on critical investment information to make faster, more informed decisions.

**Highlights:** AI-powered insights, Real-time data analytics, Personalized information curation, Collaboration tools, Access to top analysts, Strategic decision support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### FIRVA

[App page](https://appshunter.io/ios/app/firva/id6789684768)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Continuity Monthly | $0.99 | per month |
| Continuity Plus Monthly | $0.99 | per month |
| Continuity Yearly | $9.99 | per year |
| Continuity Plus Yearly | $14.99 | per year |
| Continuity Monthly OT NR | $0.99 | one-time |
| Continuity Plus Monthly OT NR | $0.99 | one-time |
| Continuity Yearly OT NR | $9.99 | one-time |
| Continuity Plus Yearly OT NR | $14.99 | one-time |


## Frequently asked questions

### Is Smartkarma free?

Smartkarma is free to download, with no in-app purchases.

### Is FIRVA free?

FIRVA is free to download, with in-app purchases available.

### Do Smartkarma or FIRVA have ads?

Neither Smartkarma nor FIRVA shows ads.

### Which is updated more often, Smartkarma or FIRVA?

Smartkarma ships an update every 2 months, and FIRVA every 5 days. Most recently, Smartkarma was updated on October 24, 2026 and FIRVA on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*