# SBS Banking vs Root River State Bank

SBS Banking and Root River State Bank both sit at 4.9 stars, but that hides the real split: 100% of Root River State Bank's written reviews are positive against 0% of SBS Banking's. SBS Banking's advantage is ads (none vs shown). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for SBS Banking against 4.9 for Root River State Bank. Both are backed by a comparable volume of ratings — 140 and 74 respectively. Written reviews are what separate them: 0% of SBS Banking's written reviews are positive against 100% of Root River State Bank's.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | SBS Banking | Root River State Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (140 ratings)](https://appshunter.io/ios/app/sbs-banking/id1364046603/reviews) | **[4.9 (74 ratings)](https://appshunter.io/ios/app/root-river-state-bank/id1537603916/reviews)** |
| Number of ratings | **140** | 74 |
| Positive reviews | 0.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Monthly | Monthly |
| Monetization | Ad-supported | Ad-supported |
| Size | 197 MB | 170 MB |
| Requires iOS | 18.4 | 18.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 12+ | 4+ |
| Developer | [State Bank Spencer](https://appshunter.io/developer/1123701481) | [Johnson Bancshares, Inc.](https://appshunter.io/developer/1537603918) |

## What reviewers say

### SBS Banking

[App page](https://appshunter.io/ios/app/sbs-banking/id1364046603)

Manage all your financial accounts, including those from other institutions, in one place. Organize transactions with tags and notes, set balance alerts, and make payments and transfers easily. Deposit checks with a photo and secure your account with biometric login.

**Highlights:** Account aggregation, Transaction organization, Customizable alerts, Bill and person payments, Mobile check deposit, Debit card management, Biometric security

**Features:** Apple Wallet

**In-app purchases:** none


### Root River State Bank

[App page](https://appshunter.io/ios/app/root-river-state-bank/id1537603916)

Manage all your financial accounts in one place, including those from other institutions. Organize transactions with tags and notes, set balance alerts, and make payments. Deposit checks, transfer funds, and secure your account with biometric options.

**Highlights:** Aggregate all financial accounts, Organize transactions with tags and notes, Set balance alerts, Make payments and transfer money, Mobile check deposit, Debit card management, Biometric security

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is SBS Banking free?

SBS Banking is free to download, with no in-app purchases.

### Is Root River State Bank free?

Root River State Bank is free to download, with no in-app purchases.

### Which has better reviews, SBS Banking or Root River State Bank?

Root River State Bank is rated higher. SBS Banking averages 4.9 out of 5 from 140 ratings, while Root River State Bank averages 4.9 from 74 ratings.

### Do SBS Banking or Root River State Bank have ads?

Root River State Bank shows ads; SBS Banking does not.

### Which is updated more often, SBS Banking or Root River State Bank?

SBS Banking ships an update monthly, and Root River State Bank monthly. Most recently, SBS Banking was updated on November 2, 2026 and Root River State Bank on November 3, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*