# Commencement Mobile vs 1st Security

The clearest difference is rating: Commencement Mobile at 5.0 against 1st Security's 3.7. Commencement Mobile also leads on review sentiment (60% vs 44%) and iOS requirement (14.1 vs 16.0). 1st Security's advantage is ratings volume (326 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Commencement Mobile holds the better App Store score, 5.0 against 3.7. That said, the two scores are not equally well evidenced: 1st Security has 326 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 60% of Commencement Mobile's written reviews are positive against 44% of 1st Security's.

Commencement Mobile ships an update every 4 months, 1st Security every 5 months. The most recent releases landed on October 3, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | Commencement Mobile | 1st Security |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/commencement-mobile/id1364153416/reviews)** | [3.7 (326 ratings)](https://appshunter.io/ios/app/1st-security/id6740878062/reviews) |
| Number of ratings | 2 | **326** |
| Positive reviews | **60.0% of reviews** | 44.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 4 months** | Every 5 months |
| Monetization | Free | Free |
| Size | 140 MB | 115 MB |
| Requires iOS | **14.1** | 16.0 |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPad, Apple Watch |
| Age rating | 4+ | 4+ |
| Developer | [Commencement Bank](https://appshunter.io/developer/916279011) | [1st Security Bank of Washington](https://appshunter.io/developer/572035036) |

## What reviewers say

### Commencement Mobile

[App page](https://appshunter.io/ios/app/commencement-mobile/id1364153416)

Manage your bank accounts conveniently from your mobile device. Perform transactions, pay bills, and secure your debit card. Deposit checks by taking a picture and locate branches or ATMs.

**Highlights:** Check account balances, View transaction history, Transfer money, Pay bills and friends, Manage debit card security, Deposit checks via photo, Locate ATMs and branches

**Features:** Apple Wallet

**In-app purchases:** none


### 1st Security

[App page](https://appshunter.io/ios/app/1st-security/id6740878062)

Manage your personal and business banking conveniently from your mobile device. Access accounts, transfer funds, deposit checks, and pay bills securely. Get instant balance updates and set custom alerts for your debit or credit cards.

**Highlights:** Check account balances, Transfer funds between accounts, Send money with Zelle, Mobile check deposit, Schedule and manage bill payments, Set custom card notifications, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Successful update
- 🚀 Easy to use
- 🔒 Automatically logs out

**What reviewers complain about**

- 👎 Much worse than before
- 🐛 Buggy and not user-friendly
- 🔍 Difficult to navigate
- 🚫 Missing important features (Zelle)

**Reported bugs**

- App won't let you log in
- HELOC balance and due date not updating properly

**Requested features**

- Show credit card balance when transferring money
- Ability to go back to previous page


## Frequently asked questions

### Is Commencement Mobile free?

Commencement Mobile is free to download, with no in-app purchases.

### Is 1st Security free?

1st Security is free to download, with no in-app purchases.

### Which has better reviews, Commencement Mobile or 1st Security?

Commencement Mobile is rated higher. Commencement Mobile averages 5.0 out of 5 from 2 ratings, while 1st Security averages 3.7 from 326 ratings.

### Do Commencement Mobile or 1st Security have ads?

Neither Commencement Mobile nor 1st Security shows ads.

### Which is updated more often, Commencement Mobile or 1st Security?

Commencement Mobile ships an update every 4 months, and 1st Security every 5 months. Most recently, Commencement Mobile was updated on October 3, 2026 and 1st Security on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*