# beep™ vs Lista PH

The clearest difference is rating: Lista PH at 4.0 against beep™'s 1.2. Lista PH also leads on update cadence (fortnightly vs every 2 months). beep™'s advantage is in-app purchases (none vs 37) and ads (none vs shown). On price, ratings volume, device support and iOS requirement there is nothing between them.

Both are free to download. Lista PH sells 35 one-off in-app purchases. beep™ asks for nothing beyond the download.

Lista PH holds the better App Store score, 4.0 against 1.2. Both are backed by a comparable volume of ratings — 6 and 3 respectively.

beep™ ships an update every 2 months, Lista PH fortnightly. The most recent releases landed on October 13, 2026 and September 29, 2026 respectively.

## The numbers

| Metric | beep™ | Lista PH |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.2 (6 ratings)](https://appshunter.io/ios/app/beep/id1364301693/reviews) | **[4.0 (3 ratings)](https://appshunter.io/ios/app/lista-ph/id1580527951/reviews)** |
| Number of ratings | **6** | 3 |
| Positive reviews | 30.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 2 months | **Fortnightly** |
| Monetization | **Ad-supported** | Free with in-app purchases |
| Size | 64 MB | 72 MB |
| Requires iOS | 15.6 | **15.1** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [AF Payments Inc.](https://appshunter.io/developer/1364301692) | [Lista Technologies Pte. Ltd.](https://appshunter.io/developer/1580527953) |

## What reviewers say

### beep™

[App page](https://appshunter.io/ios/app/beep/id1364301693)

Easily check your card balance and monitor transactions directly from your smartphone. Keep track of your spending and financial activity with periodic updates throughout the day.

**Highlights:** Check card balance, Monitor card transactions, Smartphone access, Periodic updates

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Lista PH

[App page](https://appshunter.io/ios/app/lista-ph/id1580527951)

This app simplifies money management with tools for expense tracking, budgeting, and debt payoff. It offers credit score checks, financial product comparisons, and ready-to-use document templates. Users can also send payment reminders and manage multiple financial profiles securely.

**Highlights:** Expense tracking, Budgeting tools, Credit score check, Financial product marketplace, Document templates, Payment reminders, Multiple profile management

**In-app purchases (35)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Virtual Assistant Contract | $0.99 | one-time |
| Car Rental Contract | $0.99 | one-time |
| Contract of Lease Document | $0.99 | one-time |
| Loan Agreement Document | $0.99 | one-time |
| Credit Card Payment Overdue | $0.99 | one-time |
| Legal Document Request | $0.99 | one-time |
| 1 CIBI Credit Score Request | $0.99 | one-time |
| 1 Transunion Credit Score | $0.99 | one-time |
| 1 Credit Score (New Users) | $0.99 | one-time |
| 1 Transunion CS 50% off | $0.99 | one-time |
| PHP 49 Credit Score | $0.99 | one-time |
| 1 Lenderlink Request | $1.99 | one-time |
| Debt Repayment Plan Discounted | $1.99 | one-time |
| CIBI + TransUnion Discount | $1.99 | one-time |
| Budget Plan Discounted | $1.99 | one-time |
| CIBI + Debt Repayment Discounted | $1.99 | one-time |
| TU + Debt Repayment Discount | $1.99 | one-time |
| 1 CIBI Credit Score Request | $1.99 | one-time |
| 1 CIBI Advance Tier Zero Score | $1.99 | one-time |
| 1 CIBI Credit Score 50% off | $1.99 | one-time |
| 1 CIBI Credit Score Request | $2.99 | one-time |
| 1 CIBI Advance Tier Repurchase | $2.99 | one-time |
| 1 Transunion Discounted Pull | $3.99 | one-time |
| 1 CIBI Advance Tier Request | $3.99 | one-time |
| 1 TransUnion + 1 Finn Analysis | $5.99 | one-time |
| 1 CIBI + 1 Finn Analysis | $5.99 | one-time |
| CIBI + AI Budget Plan Bundle | $5.99 | one-time |
| 1 TransUnion Credit Score | $7.99 | one-time |
| TransUnion + AI Budget Plan Bundle | $9.99 | one-time |
| 1 Transunion Credit Score | $9.99 | one-time |
| CIBI + Debt Free Bundle | $14.99 | one-time |
| TransUnion + Debt Free Bundle | $14.99 | one-time |
| AI Debt Repayment Plan | $14.99 | one-time |
| CIBI 1 and TU 1 Bundle | $14.99 | one-time |
| 1 Telco Score Request | $99.99 | one-time |


## Frequently asked questions

### Is beep™ free?

beep™ is free to download, with no in-app purchases.

### Is Lista PH free?

Lista PH is free to download, with in-app purchases available.

### Which has better reviews, beep™ or Lista PH?

Lista PH is rated higher. beep™ averages 1.2 out of 5 from 6 ratings, while Lista PH averages 4.0 from 3 ratings.

### Do beep™ or Lista PH have ads?

Lista PH shows ads; beep™ does not.

### Which is updated more often, beep™ or Lista PH?

beep™ ships an update every 2 months, and Lista PH fortnightly. Most recently, beep™ was updated on October 13, 2026 and Lista PH on September 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*