# ExpressPay Wallet vs Karmash

The clearest difference is in-app purchases: ExpressPay Wallet at none against Karmash's 3. ExpressPay Wallet also leads on iOS requirement (12.0 vs 17.0). Karmash's advantage is update cadence (every 5 days vs every 5 weeks). On price, ads and device support there is nothing between them.

Both are free to download. Karmash sells 3 in-app purchases, starting at $0.99 per 7 days. ExpressPay Wallet asks for nothing beyond the download.

ExpressPay Wallet ships an update every 5 weeks, Karmash every 5 days. The most recent releases landed on October 8, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | ExpressPay Wallet | Karmash |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.0 (1 ratings)](https://appshunter.io/ios/app/expresspay-wallet/id1364369965/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 50.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Every 5 days** |
| Monetization | Free | — |
| Size | 28 MB | 54 MB |
| Requires iOS | **12.0** | 17.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Expressbank OJSC](https://appshunter.io/developer/1080609381) | [Matvey Kimbar](https://appshunter.io/developer/1879851397) |

## What reviewers say

### ExpressPay Wallet

[App page](https://appshunter.io/ios/app/expresspay-wallet/id1364369965)

This digital wallet facilitates government payments, utility bills, mobile top-ups, and transfers between users. It allows for easy funding via bank card and withdrawal to a bank card, offering a convenient way to manage finances.

**Highlights:** Government payments (fines, taxes), Utility and mobile bill payments, Money transfers between users, Bank card funding and withdrawals, Payment for various services

**Features:** macOS Compatibility

**In-app purchases:** none


### Karmash

[App page](https://appshunter.io/ios/app/karmash-expense-tracker/id6759625265)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Karmash Pro Weekly | $0.99 | per 7 days |
| Karmash Pro Monthly | $2.99 | per month |
| Karmash Pro Yearly | $19.99 | per year |


## Frequently asked questions

### Is ExpressPay Wallet free?

ExpressPay Wallet is free to download, with no in-app purchases.

### Is Karmash free?

Karmash is free to download, with in-app purchases available.

### Do ExpressPay Wallet or Karmash have ads?

Neither ExpressPay Wallet nor Karmash shows ads.

### Which is updated more often, ExpressPay Wallet or Karmash?

ExpressPay Wallet ships an update every 5 weeks, and Karmash every 5 days. Most recently, ExpressPay Wallet was updated on October 8, 2026 and Karmash on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*