# SFMC Home Lending vs JNC Simple

The clearest difference is update cadence: SFMC Home Lending at every 2 months against JNC Simple's every 5 months. JNC Simple's advantage is iOS requirement (12.4 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SFMC Home Lending ships an update every 2 months, JNC Simple every 5 months. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | SFMC Home Lending | JNC Simple |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.3 (33 ratings)](https://appshunter.io/ios/app/sfmc-home-lending/id1364683074/reviews)** | — |
| Number of ratings | **33** | — |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 5 months |
| Monetization | Free | — |
| Size | 92 MB | 43 MB |
| Requires iOS | 18.0 | **12.4** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [SFMC, L.P.](https://appshunter.io/developer/1364683073) | [JNC MORTGAGE COMPANY INC](https://appshunter.io/developer/1449738416) |

## What reviewers say

### SFMC Home Lending

[App page](https://appshunter.io/ios/app/sfmc-home-lending/id1364683074)

Simplify your home buying or refinancing journey with this comprehensive lending tool. It offers helpful calculators, document management, and direct access to loan officers and real estate agents.

**Highlights:** Scenario comparison for product selection, Mortgage refinancing savings calculator, Affordability assessment based on income, Document scanning and uploading, Loan officer and agent contact access, Industry news and rate updates

**Features:** macOS Compatibility

**In-app purchases:** none


### JNC Simple

[App page](https://appshunter.io/ios/app/jnc-simple/id1449738417)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is SFMC Home Lending free?

SFMC Home Lending is free to download, with no in-app purchases.

### Is JNC Simple free?

JNC Simple is free to download, with no in-app purchases.

### Do SFMC Home Lending or JNC Simple have ads?

Neither SFMC Home Lending nor JNC Simple shows ads.

### Which is updated more often, SFMC Home Lending or JNC Simple?

SFMC Home Lending ships an update every 2 months, and JNC Simple every 5 months. Most recently, SFMC Home Lending was updated on October 24, 2026 and JNC Simple on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*