# Fluid card vs Settlo

The clearest difference is iOS requirement: Fluid card at 15.0 against Settlo's 26.2. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

## The numbers

| Metric | Fluid card | Settlo |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (21 ratings)](https://appshunter.io/ios/app/fluid-card/id1364730352/reviews)** | — |
| Number of ratings | **21** | — |
| Positive reviews | 60.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Weekly | — |
| Monetization | Free with in-app purchases | — |
| Size | 156 MB | 4 MB |
| Requires iOS | **15.0** | 26.2 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 17+ | 4+ |
| Developer | [NewDay Ltd](https://appshunter.io/developer/903335384) | [jaydonlee goulding](https://appshunter.io/developer/1835542720) |

## What reviewers say

### Fluid card

[App page](https://appshunter.io/ios/app/fluid-card/id1364730352)

Manage your financial account securely from your mobile device. View balances, track transactions, make payments, and update your details with ease. Get support and manage preferences all within the app.

**Highlights:** View balance and credit limit, Track transactions, Make payments, Set up Direct Debit, Manage statement preferences, Update contact details

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use app and interface
- 💳 Simple payment process
- 🔒 Good security features
- 📱 Well-designed app layout
- 💰 Flexible credit options

**What reviewers complain about**

- 🐛 Frequent app crashes and errors
- 🔐 Login issues and access problems
- 💸 High interest rates
- ⚠️ Payment processing failures
- 📉 Poor credit limit decisions

**Reported bugs**

- App won't open or load
- Login fails with 'something went wrong' error
- Face ID authentication not working
- Payment recorded but not reflected in account
- App times out during login

**Requested features**

- Save debit card details for future payments
- Display payment due date prominently
- Show interest breakdown in app
- Alternative login method (passcode option)
- Better balance transfer functionality


### Settlo

[App page](https://appshunter.io/ios/app/settlo-settle-your-debts/id6759074987)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Fluid card free?

Fluid card is free to download, with no in-app purchases.

### Is Settlo free?

Settlo is free to download, with no in-app purchases.

### Do Fluid card or Settlo have ads?

Neither Fluid card nor Settlo shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*