# ING Banking vs Accountable Self

The clearest difference is in-app purchases: ING Banking at none against Accountable Self's 19. ING Banking also leads on ads (none vs shown) and rating (4.8 vs 4.4). Accountable Self's advantage is update cadence (every 6 days vs fortnightly). On price, review sentiment, device support and iOS requirement there is nothing between them.

Both are free to download. Accountable Self sells 19 in-app purchases, starting at $12.99 per month. ING Banking asks for nothing beyond the download.

ING Banking holds the better App Store score, 4.8 against 4.4. That said, the two scores are not equally well evidenced: ING Banking has 514 ratings behind it against 44, so its average is the more settled of the two. Written reviews complicate that: 61% of ING Banking's written reviews are positive against 66% of Accountable Self's, so the app with the better star average is not the one people write more warmly about.

ING Banking ships an update fortnightly, Accountable Self every 6 days. The most recent releases landed on October 24, 2026 and October 26, 2026 respectively.

## The numbers

| Metric | ING Banking | Accountable Self |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (514 ratings)](https://appshunter.io/ios/app/ing-banking/id1364967778/reviews)** | [4.4 (44 ratings)](https://appshunter.io/ios/app/accountable-self-employed/id1384729810/reviews) |
| Number of ratings | **514** | 44 |
| Positive reviews | 61.3% of reviews | **65.8% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Fortnightly | **Every 6 days** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 285 MB | 221 MB |
| Requires iOS | **16.0** | 16.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [ING BELGIUM](https://appshunter.io/developer/416838657) | [Accountable](https://appshunter.io/developer/1384729809) |

## What reviewers say

### ING Banking

[App page](https://appshunter.io/ios/app/ing-banking/id1364967778)

Manage your finances securely and conveniently with this banking app. Perform transactions, track spending, and access banking services like savings and loans. Get support from a digital assistant or human advisors.

**Highlights:** Pay and receive money, Manage accounts and cards, Access savings, investments, and loans, Track spending and manage finances, 24/7 digital assistant support, Cashback offers

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Efficient and easy to use
- 🔒 Secure and fast transactions
- 👍 Intuitive and user-friendly interface
- 💡 Useful features like expense tracking and instant transfers

**What reviewers complain about**

- 🐛 Occasional technical issues and app crashes
- 🔋 Concerns about battery consumption
- 🤔 Lack of advanced features compared to previous version

**Reported bugs**

- Login and authentication problems
- Inability to add or manage multiple accounts
- Inconsistent app behavior across devices and OS versions

**Requested features**

- Ability to view account statements and transaction history
- Option to customize app settings and layout
- Support for international money transfers
- Integration with other financial tools and services


### Accountable Self

[App page](https://appshunter.io/ios/app/accountable-self-employed/id1384729810)

Manage your business finances and tax obligations with ease. This app helps you submit tax returns, create invoices, track expenses by scanning receipts, and connect your bank account for real-time financial insights. Get support from tax coaches and prepare your documents for your accountant.

**Highlights:** Tax return preparation and submission, Unlimited e-invoicing, Receipt scanning for expense deduction, Real-time tax and spending insights, Bank account connection, Document sharing with accountants

**Features:** Vision Pro support

**In-app purchases (19)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Accountable INVOICING+ | $12.99 | per month |
| BASIC (unavailable) | $16.49 | per month |
| Accountable GROW | $19.99 | per month |
| Accountable BOOKKEEPING | $25.00 | per month |
| PRO (unavailable) | $31.99 | per month |
| Accountable PRO | $39.90 | per month |
| Accountable TAXES | $39.99 | per month |
| Accountable GROW MAX | $39.99 | per month |
| Accountable PRO MAX | $49.00 | per month |
| Accountable MAX | $79.90 | per month |
| BASIC (unavailable) | $129.99 | per year |
| Accountable INVOICING+ | $129.99 | per year |
| Accountable SMALL | $199.99 | per year |
| PRO (unavailable) | $269.99 | per year |
| Accountable PRO | $299.00 | per year |
| Accountable GROW MAX | $299.99 | per year |
| Accountable TAXES | $399.99 | per year |
| Accountable PRO MAX | $450.00 | per year |
| Accountable MAX | $799.99 | per year |


## Frequently asked questions

### Is ING Banking free?

ING Banking is free to download, with no in-app purchases.

### Is Accountable Self free?

Accountable Self is free to download, with in-app purchases available.

### Which has better reviews, ING Banking or Accountable Self?

ING Banking is rated higher. ING Banking averages 4.8 out of 5 from 514 ratings, while Accountable Self averages 4.4 from 44 ratings.

### Do ING Banking or Accountable Self have ads?

Accountable Self shows ads; ING Banking does not.

### Which is updated more often, ING Banking or Accountable Self?

ING Banking ships an update fortnightly, and Accountable Self every 6 days. Most recently, ING Banking was updated on October 24, 2026 and Accountable Self on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*