# KCGI펀드투자 (구)메리츠 펀드투자 vs NH스마트뱅킹

The clearest difference is rating: KCGI펀드투자 (구)메리츠 펀드투자 at 5.0 against NH스마트뱅킹's 3.3. KCGI펀드투자 (구)메리츠 펀드투자 also leads on iOS requirement (13.0 vs 15.0). NH스마트뱅킹's advantage is update cadence (every 2 weeks vs every 3 months) and review sentiment (20% vs 0%). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

KCGI펀드투자 (구)메리츠 펀드투자 holds the better App Store score, 5.0 against 3.3. That said, the two scores are not equally well evidenced: NH스마트뱅킹 has 44 ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 0% of KCGI펀드투자 (구)메리츠 펀드투자's written reviews are positive against 20% of NH스마트뱅킹's, so the app with the better star average is not the one people write more warmly about.

KCGI펀드투자 (구)메리츠 펀드투자 ships an update every 3 months, NH스마트뱅킹 every 2 weeks. The most recent releases landed on October 2, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | KCGI펀드투자 (구)메리츠 펀드투자 | NH스마트뱅킹 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/kcgi/id1367024588/reviews)** | [3.3 (44 ratings)](https://appshunter.io/ios/app/nh/id1444712671/reviews) |
| Number of ratings | 2 | **44** |
| Positive reviews | 0.0% of reviews | **19.8% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 71 MB | 144 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [MERITZ Asset Management Co., Ltd.](https://appshunter.io/developer/1354968590) | [National Agricultural Cooperative Federation](https://appshunter.io/developer/397995605) |

## What reviewers say

### KCGI펀드투자 (구)메리츠 펀드투자

[App page](https://appshunter.io/ios/app/kcgi/id1367024588)

Invest in KCGI funds easily without visiting a branch. Offers funds for children's financial independence, retirement planning for salarymen, and stable income for seniors. Low operating fees and direct app-based subscription available.

**Highlights:** Invest in KCGI funds directly, Funds for children, salarymen, and seniors, Low operating fees, Available 8 AM - 11 PM daily, Account inquiry and fund subscription, First in domestic asset management with app subscription

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### NH스마트뱅킹

[App page](https://appshunter.io/ios/app/nh/id1444712671)

Manage your finances, from banking to asset management, all in one place. This app offers personalized features, easy transfers, and comprehensive financial planning tools. It also provides global banking services and 24/7 customer support.

**Highlights:** Personalized main screen with quick access to transactions, Large font mode for easier viewing, Simplified banking with easy password login and transfers, Open banking for managing accounts from other banks, Integrated asset management and financial planning, Non-face-to-face account opening and product subscriptions, Global banking services in 9 languages

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use (some users)
- 👍 Convenient for basic banking (some users)
- 👍 Improved UI over time (some users)

**What reviewers complain about**

- 🐛 Frequent app crashes
- 🐛 Login issues and errors
- 🐛 Slow loading times
- 🐛 Inconsistent performance
- 🐛 Issues with authentication and certificates

**Reported bugs**

- App crashes frequently, especially after updates or during specific actions (e.g., sending money, taking ID photos).
- Login failures, including white screens, freezing, and error messages.
- Slow loading times, sometimes exceeding several minutes.
- Authentication issues with certificates, patterns, and phone number verification.
- App becomes unresponsive or shows only loading screens.

**Requested features**

- Improve app stability and reduce crashes
- Streamline the login and authentication process
- Optimize app performance for faster loading
- Enhance user interface and navigation for better usability
- Address issues with international access and functionality


## Frequently asked questions

### Is KCGI펀드투자 (구)메리츠 펀드투자 free?

KCGI펀드투자 (구)메리츠 펀드투자 is free to download, with no in-app purchases.

### Is NH스마트뱅킹 free?

NH스마트뱅킹 is free to download, with no in-app purchases.

### Which has better reviews, KCGI펀드투자 (구)메리츠 펀드투자 or NH스마트뱅킹?

KCGI펀드투자 (구)메리츠 펀드투자 is rated higher. KCGI펀드투자 (구)메리츠 펀드투자 averages 5.0 out of 5 from 2 ratings, while NH스마트뱅킹 averages 3.3 from 44 ratings.

### Do KCGI펀드투자 (구)메리츠 펀드투자 or NH스마트뱅킹 have ads?

Neither KCGI펀드투자 (구)메리츠 펀드투자 nor NH스마트뱅킹 shows ads.

### Which is updated more often, KCGI펀드투자 (구)메리츠 펀드투자 or NH스마트뱅킹?

KCGI펀드투자 (구)메리츠 펀드투자 ships an update every 3 months, and NH스마트뱅킹 every 2 weeks. Most recently, KCGI펀드투자 (구)메리츠 펀드투자 was updated on October 2, 2026 and NH스마트뱅킹 on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*