# SMUD vs DRIVE Insurance Program

The clearest difference is update cadence: SMUD at every 6 weeks against DRIVE Insurance Program's every 7 months. DRIVE Insurance Program's advantage is iOS requirement (10.0 vs 14.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SMUD ships an update every 6 weeks, DRIVE Insurance Program every 7 months. The most recent releases landed on September 14, 2026 and September 18, 2026 respectively.

## The numbers

| Metric | SMUD | DRIVE Insurance Program |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (916 ratings)](https://appshunter.io/ios/app/smud/id1367204632/reviews)** | — |
| Number of ratings | **916** | — |
| Positive reviews | 24.6% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 6 weeks** | Every 7 months |
| Monetization | Free | — |
| Size | 134 MB | 49 MB |
| Requires iOS | 14.0 | **10.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [SMUD](https://appshunter.io/developer/1367204631) | [evt Marketing](https://appshunter.io/developer/1298377702) |

## What reviewers say

### SMUD

[App page](https://appshunter.io/ios/app/smud/id1367204632)

Manage your home electricity service with ease. View your bill, track usage, report outages, and make payments all from your device. Stay informed about your energy consumption and billing history.

**Highlights:** View bill history, Make payments, Track electricity usage, Get outage information, Report power outages, Schedule auto bill pay

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 📈 Helpful for tracking energy usage
- 💳 Convenient bill payment

**What reviewers complain about**

- 🐛 Frequent crashes and freezes
- 🔑 Login issues and sign-out problems
- 🕰️ Delayed or inaccurate data display

**Reported bugs**

- App crashes when accessing usage data
- Autopay feature not working as expected
- Compatibility issues with newer iOS versions

**Requested features**

- Dark mode option
- Customizable payment scheduling
- Improved push notification support


### DRIVE Insurance Program

[App page](https://appshunter.io/ios/app/drive-insurance-program/id1574829279)

**In-app purchases:** none


## Frequently asked questions

### Is SMUD free?

SMUD is free to download, with no in-app purchases.

### Is DRIVE Insurance Program free?

DRIVE Insurance Program is free to download, with no in-app purchases.

### Do SMUD or DRIVE Insurance Program have ads?

Neither SMUD nor DRIVE Insurance Program shows ads.

### Which is updated more often, SMUD or DRIVE Insurance Program?

SMUD ships an update every 6 weeks, and DRIVE Insurance Program every 7 months. Most recently, SMUD was updated on September 14, 2026 and DRIVE Insurance Program on September 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*