# NMCU Mobile App vs Bank Five Nine

The clearest difference is review sentiment: NMCU Mobile App at 67% against Bank Five Nine's 21%. NMCU Mobile App also leads on rating (4.9 vs 4.6) and iOS requirement (15.0 vs 17.0). Bank Five Nine's advantage is ads (none vs shown). On price, ratings volume, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

NMCU Mobile App holds the better App Store score, 4.9 against 4.6. Both are backed by a comparable volume of ratings — 547 and 643 respectively. Written reviews point the same way: 67% of NMCU Mobile App's written reviews are positive against 21% of Bank Five Nine's.

NMCU Mobile App ships an update every 4 months, Bank Five Nine every 3 months. The most recent releases landed on October 17, 2026 and October 19, 2026 respectively.

## The numbers

| Metric | NMCU Mobile App | Bank Five Nine |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (547 ratings)](https://appshunter.io/ios/app/nmcu-mobile-app/id1367232883/reviews)** | [4.6 (643 ratings)](https://appshunter.io/ios/app/bank-five-nine/id1573464544/reviews) |
| Number of ratings | 547 | **643** |
| Positive reviews | **66.7% of reviews** | 21.1% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 4 months | **Every 3 months** |
| Monetization | Free | Free |
| Size | 100 MB | 182 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | iPhone, iPod | **iPhone, iPad, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [Northwestern Mutual Credit Union](https://appshunter.io/developer/1367232882) | [Bank Five Nine](https://appshunter.io/developer/565285298) |

## What reviewers say

### NMCU Mobile App

[App page](https://appshunter.io/ios/app/nmcu-mobile-app/id1367232883)

Manage your finances on the go with secure and convenient access to your accounts. Check balances, review transactions, transfer funds, and pay bills directly from your mobile device. Enrollment in online banking is required.

**Highlights:** Check account balances, Review recent transactions, Transfer funds between accounts, View and pay bills, Secure mobile access

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


### Bank Five Nine

[App page](https://appshunter.io/ios/app/bank-five-nine/id1573464544)

Securely manage your finances on the go with mobile banking features. Deposit checks, send money, control debit cards, and pay bills. Access account information and find branches easily.

**Highlights:** Deposit checks 24/7, Send money with Zelle®, Transfer funds between accounts, Debit card controls, Account notifications, Bill payment management, Find branches and ATMs

**Features:** Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Sleek and simple app flow
- 👍 Great bank overall
- 👍 Love the new app
- 👍 Friendly and courteous staff

**What reviewers complain about**

- 🐛 App not working well
- 🐛 Pending charges not showing
- 🐛 Bank deposits delayed
- 🐛 Credits showing 0.00 initially
- 🐛 Website poorly run

**Reported bugs**

- App not working
- Pending charges not displaying
- Deposits not showing on time
- Credits showing incorrect amounts
- Camera not functioning

**Requested features**

- Fix the app
- Allow use of older app version
- Add monthly statement download option
- Fix notification settings
- Allow disabling notifications


## Frequently asked questions

### Is NMCU Mobile App free?

NMCU Mobile App is free to download, with no in-app purchases.

### Is Bank Five Nine free?

Bank Five Nine is free to download, with no in-app purchases.

### Which has better reviews, NMCU Mobile App or Bank Five Nine?

NMCU Mobile App is rated higher. NMCU Mobile App averages 4.9 out of 5 from 547 ratings, while Bank Five Nine averages 4.6 from 643 ratings.

### Do NMCU Mobile App or Bank Five Nine have ads?

NMCU Mobile App shows ads; Bank Five Nine does not.

### Which is updated more often, NMCU Mobile App or Bank Five Nine?

NMCU Mobile App ships an update every 4 months, and Bank Five Nine every 3 months. Most recently, NMCU Mobile App was updated on October 17, 2026 and Bank Five Nine on October 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*