# SafePlusMore vs Kiva

The clearest difference is device support: SafePlusMore at 3 against Kiva's 1. SafePlusMore also leads on iOS requirement (12.0 vs 16.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SafePlusMore ships an update every 4 weeks, Kiva every 3 weeks. The most recent releases landed on November 2, 2026 and November 6, 2026 respectively.

## The numbers

| Metric | SafePlusMore | Kiva |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.9 (2.4K ratings)](https://appshunter.io/ios/app/kiva-lend-for-good/id1453093374/reviews)** |
| Number of ratings | — | **2.4K** |
| Positive reviews | — | 81.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 weeks | **Every 3 weeks** |
| Monetization | — | Free with in-app purchases |
| Size | 46 MB | 30 MB |
| Requires iOS | **12.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 12+ |
| Developer | [Asheville Community Enterprises, LLC](https://appshunter.io/developer/1367234662) | [Kiva](https://appshunter.io/developer/1440067347) |

## What reviewers say

### SafePlusMore

[App page](https://appshunter.io/ios/app/safeplusmore/id1367234663)

**Features:** macOS Compatibility

**In-app purchases:** none


### Kiva

[App page](https://appshunter.io/ios/app/kiva-lend-for-good/id1453093374)

Support entrepreneurs and students globally by lending as little as $25. Fund microfinance loans and make an impact that can be re-lent repeatedly. Join a community dedicated to financial inclusion and empowering underserved individuals.

**Highlights:** Lend as little as $25, Support entrepreneurs and students, Re-lend funds for exponential impact, Browse borrowers by category, 96% historical repayment rate, 100% of loan funds go to borrowers

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💡 Great idea!
- 👍 Changing lives around the world
- 👍 Practical help to others
- 👍 Easy to use
- 👍 Awesome way to help others

**What reviewers complain about**

- 🐛 Withdrawing your money is difficult
- 💰 Each loan is $25 which is great but then they force you to pay an additional $5 for Kiva to pocket. That's 20% they pocket!
- 🐛 Software bug
- 💰 Risk for you. No risk for them
- 🐛 Frustrating.

**Reported bugs**

- Withdrawing your money is difficult
- Software bug
- Unable to add loan to basket

**Requested features**

- More loans that about to end & more loans that are in range of $25 to $100 that need closing
- Link to team activity
- Ability to see a loans ending soon sort for loans already identified for support by others in my team
- Saved searches
- Access to all menus and options (without having to scroll around on the main page)


## Frequently asked questions

### Is SafePlusMore free?

SafePlusMore is free to download, with no in-app purchases.

### Is Kiva free?

Kiva is free to download, with no in-app purchases.

### Do SafePlusMore or Kiva have ads?

Neither SafePlusMore nor Kiva shows ads.

### Which is updated more often, SafePlusMore or Kiva?

SafePlusMore ships an update every 4 weeks, and Kiva every 3 weeks. Most recently, SafePlusMore was updated on November 2, 2026 and Kiva on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*