# KGI Key vs BOCHK 中銀香港

The clearest difference is rating: BOCHK 中銀香港 at 4.8 against KGI Key's 1.0. BOCHK 中銀香港 also leads on ratings volume (7.3K vs 1) and update cadence (every 3 weeks vs every 2 months). KGI Key's advantage is iOS requirement (10.0 vs 14.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BOCHK 中銀香港 holds the better App Store score, 4.8 against 1.0. That said, the two scores are not equally well evidenced: BOCHK 中銀香港 has 7.3K ratings behind it against 1, so its average is the more settled of the two.

KGI Key ships an update every 2 months, BOCHK 中銀香港 every 3 weeks. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | KGI Key | BOCHK 中銀香港 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (1 ratings)](https://appshunter.io/ios/app/kgi-key/id1368938461/reviews) | **[4.8 (7.3K ratings)](https://appshunter.io/ios/app/bochk/id1534534188/reviews)** |
| Number of ratings | 1 | **7.3K** |
| Positive reviews | — | 35.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 14 MB | 200 MB |
| Requires iOS | **10.0** | 14.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [KGI Asia Limited](https://appshunter.io/developer/553173986) | [Bank of China (Hong Kong) Limited](https://appshunter.io/developer/385731636) |

## What reviewers say

### KGI Key

[App page](https://appshunter.io/ios/app/kgi-key/id1368938461)

This app provides two-factor authentication for enhanced security when logging into KGI Hong Kong's trading system. It supports push notifications and generates offline one-time passwords. Users can also manage their registered accounts.

**Highlights:** Two-factor authentication, Push notification support, Offline one-time password generation, Account reactivation, Account editing, Account deletion

**Features:** macOS Compatibility

**In-app purchases:** none


### BOCHK 中銀香港

[App page](https://appshunter.io/ios/app/bochk/id1534534188)

Manage all your financial needs in one place. Open accounts, transfer money, pay bills, invest, and manage loans and insurance. Enjoy convenient banking with online customer service and green financial options.

**Highlights:** Account opening without branch visit, Instant money transfers via FPS, Bill payment for over 850 merchants, Multi-currency time deposit plans, Stock, fund, and forex trading, Credit card management and privileges, Insurance purchase and policy checks, Personal loan applications, Cross-border remittances and wealth management, 24/7 online customer service

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and fast
- 🚀 Smooth user experience
- 📱 Supports Face ID login

**What reviewers complain about**

- 🐛 Frequent login issues
- 🐛 Scanning ID card problems
- 🐛 Crashes and freezes
- ⏱️ Slow performance
- 🔄 Constant updates

**Reported bugs**

- Unable to login consistently
- ID card scanning not working properly
- App crashing on launch

**Requested features**

- Add auto-focus for ID card scanning
- Improve location detection for account opening
- Provide better customer support


## Frequently asked questions

### Is KGI Key free?

KGI Key is free to download, with no in-app purchases.

### Is BOCHK 中銀香港 free?

BOCHK 中銀香港 is free to download, with no in-app purchases.

### Which has better reviews, KGI Key or BOCHK 中銀香港?

BOCHK 中銀香港 is rated higher. KGI Key averages 1.0 out of 5 from 1 ratings, while BOCHK 中銀香港 averages 4.8 from 7.3K ratings.

### Do KGI Key or BOCHK 中銀香港 have ads?

Neither KGI Key nor BOCHK 中銀香港 shows ads.

### Which is updated more often, KGI Key or BOCHK 中銀香港?

KGI Key ships an update every 2 months, and BOCHK 中銀香港 every 3 weeks. Most recently, KGI Key was updated on November 2, 2026 and BOCHK 中銀香港 on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*