# Caixadirecta vs App Caixa Pay

The clearest difference is update cadence: Caixadirecta at every 11 days against App Caixa Pay's every 5 months. App Caixa Pay's advantage is iOS requirement (10.0 vs 16.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Caixadirecta ships an update every 11 days, App Caixa Pay every 5 months. The most recent releases landed on September 28, 2026 and September 18, 2026 respectively.

## The numbers

| Metric | Caixadirecta | App Caixa Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (1.9K ratings)](https://appshunter.io/ios/app/caixadirecta/id1369089471/reviews)** | — |
| Number of ratings | **1.9K** | — |
| Positive reviews | 39.8% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 11 days** | Every 5 months |
| Monetization | Free | — |
| Size | 399 MB | 58 MB |
| Requires iOS | 16.0 | **10.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Caixa Geral de Depósitos](https://appshunter.io/developer/451407052) | [SIBS FPS](https://appshunter.io/developer/918126132) |

## What reviewers say

### Caixadirecta

[App page](https://appshunter.io/ios/app/caixadirecta/id1369089471)

Access your bank accounts, make payments, and manage finances on the go. This app offers secure and fast banking operations, including mobile payments, voice commands, and transfers. Stay updated on your financial status and interact with your bank anytime, anywhere.

**Highlights:** Access bank accounts, Make and schedule payments, Mobile payments via QR Code/Apple Pay, AI-powered digital assistant, View accounts from other banks, MB WAY transfers and withdrawals, Subscribe to products without visiting branch

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Excellent online banking service
- 🌍 Useful for clients living abroad
- 👍 Easy and intuitive to use
- 🌐 Multilingual support (English and Portuguese)

**What reviewers complain about**

- 🐛 Buggy and unreliable
- 🕰️ Slow and laggy performance
- 🤔 Confusing and unintuitive navigation
- 🔒 Overly complicated security measures
- 💻 Lack of iPad support and optimization

**Reported bugs**

- Login issues and screen freezes
- Inability to update personal information
- Recurring transfer setup problems
- Inconsistent behavior when approving transactions
- Notifications leading to nowhere in the app

**Requested features**

- Allow users to update personal details directly in the app
- Provide option to set complex passwords instead of just PINs
- Improve language settings to make them more persistent
- Add support for landscape mode on tablets
- Enhance transaction details and history


### App Caixa Pay

[App page](https://appshunter.io/ios/app/app-caixa-pay/id1482902126)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Caixadirecta free?

Caixadirecta is free to download, with no in-app purchases.

### Is App Caixa Pay free?

App Caixa Pay is free to download, with no in-app purchases.

### Do Caixadirecta or App Caixa Pay have ads?

Neither Caixadirecta nor App Caixa Pay shows ads.

### Which is updated more often, Caixadirecta or App Caixa Pay?

Caixadirecta ships an update every 11 days, and App Caixa Pay every 5 months. Most recently, Caixadirecta was updated on September 28, 2026 and App Caixa Pay on September 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*