# Ard vs TUS fintech

The clearest difference is rating: TUS fintech at 4.0 against Ard's 2.9. Ard's advantage is ratings volume (72 vs 5). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

TUS fintech holds the better App Store score, 4.0 against 2.9. That said, the two scores are not equally well evidenced: Ard has 72 ratings behind it against 5, so its average is the more settled of the two.

Ard ships an update every 10 days, TUS fintech fortnightly. The most recent releases landed on September 21, 2026 and September 10, 2026 respectively.

## The numbers

| Metric | Ard | TUS fintech |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.9 (72 ratings)](https://appshunter.io/ios/app/ard/id1369846744/reviews) | **[4.0 (5 ratings)](https://appshunter.io/ios/app/tus-fintech/id1586085452/reviews)** |
| Number of ratings | **72** | 5 |
| Positive reviews | 10.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 10 days** | Fortnightly |
| Monetization | Free | Free |
| Size | 120 MB | 114 MB |
| Requires iOS | **15.0** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Ard Financial Group](https://appshunter.io/developer/1369846743) | [Tus Fintech LLC](https://appshunter.io/developer/1702644604) |

## What reviewers say

### Ard

[App page](https://appshunter.io/ios/app/ard/id1369846744)

Manage your financial assets globally with this secure application. View balances, transfer funds, pay bills, and even get loan approvals in minutes. It also offers automatic credit scoring, new account openings, and stock trading.

**Highlights:** Global account access, View balances and history, Fund transfers, Bill payments, 5-minute loan approvals, Automatic credit scoring, Stock trading

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### TUS fintech

[App page](https://appshunter.io/ios/app/tus-fintech/id1586085452)

This app provides digital loan services through a smartphone application. Users can apply for unsecured loans ranging from 100,000 to 1,500,000 MNT with flexible repayment terms. It offers both instant digital loans and larger contract loans after an in-person agreement.

**Highlights:** Digital loan applications, Unsecured loan options, Flexible repayment terms, Loan amounts up to 1,500,000 MNT, In-person contract signing for larger loans, Direct bank account disbursement

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Ard free?

Ard is free to download, with no in-app purchases.

### Is TUS fintech free?

TUS fintech is free to download, with no in-app purchases.

### Which has better reviews, Ard or TUS fintech?

TUS fintech is rated higher. Ard averages 2.9 out of 5 from 72 ratings, while TUS fintech averages 4.0 from 5 ratings.

### Do Ard or TUS fintech have ads?

Neither Ard nor TUS fintech shows ads.

### Which is updated more often, Ard or TUS fintech?

Ard ships an update every 10 days, and TUS fintech fortnightly. Most recently, Ard was updated on September 21, 2026 and TUS fintech on September 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*