# Ard vs NetPay

The clearest difference is in-app purchases: Ard at none against NetPay's 1. Ard also leads on ratings volume (75 vs 2) and update cadence (every 10 days vs every 5 weeks). On price, rating, ads and device support there is nothing between them.

Both are free to download. NetPay sells 1 one-off in-app purchase. Ard asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 3.0 for Ard against 3.0 for NetPay. That said, the two scores are not equally well evidenced: Ard has 75 ratings behind it against 2, so its average is the more settled of the two. Written reviews are what separate them: 11% of Ard's written reviews are positive against 0% of NetPay's.

Ard ships an update every 10 days, NetPay every 5 weeks. The most recent releases landed on October 22, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | Ard | NetPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.0 (75 ratings)](https://appshunter.io/ios/app/ard/id1369846744/reviews)** | [3.0 (2 ratings)](https://appshunter.io/ios/app/netpay-paycheck-calculator/id6757079490/reviews) |
| Number of ratings | **75** | 2 |
| Positive reviews | **10.7% of reviews** | 0.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 10 days** | Every 5 weeks |
| Monetization | **Free** | Free with in-app purchases |
| Size | 119 MB | 53 MB |
| Requires iOS | **15.0** | 16.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Ard Financial Group](https://appshunter.io/developer/1369846743) | [QuailSofts LLC](https://appshunter.io/developer/1831371499) |

## What reviewers say

### Ard

[App page](https://appshunter.io/ios/app/ard/id1369846744)

Manage your financial assets globally with this secure application. View balances, transfer funds, pay bills, and even get loan approvals in minutes. It also offers automatic credit scoring, new account openings, and stock trading.

**Highlights:** Global account access, View balances and history, Fund transfers, Bill payments, 5-minute loan approvals, Automatic credit scoring, Stock trading

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### NetPay

[App page](https://appshunter.io/ios/app/netpay-paycheck-calculator/id6757079490)

Easily estimate your take-home pay with detailed breakdowns of taxes and deductions. This app simplifies paycheck calculations for hourly or salaried income, offering clear visual charts and offline functionality. Plan your finances with confidence by comparing different pay scenarios.

**Highlights:** Estimate take-home pay, Calculate hourly/salary income, Federal and state tax estimates, Clear breakdown of pay, Visual charts for understanding, Compare pay scenarios, Offline functionality

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| NetPay Pro | $4.99 | one-time |


## Frequently asked questions

### Is Ard free?

Ard is free to download, with no in-app purchases.

### Is NetPay free?

NetPay is free to download, with in-app purchases available.

### Which has better reviews, Ard or NetPay?

Ard is rated higher. Ard averages 3.0 out of 5 from 75 ratings, while NetPay averages 3.0 from 2 ratings.

### Do Ard or NetPay have ads?

Neither Ard nor NetPay shows ads.

### Which is updated more often, Ard or NetPay?

Ard ships an update every 10 days, and NetPay every 5 weeks. Most recently, Ard was updated on October 22, 2026 and NetPay on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*