# Simple Budget Planner vs Envelopes

The clearest difference is rating: Envelopes at 5.0 against Simple Budget Planner's 4.4. Envelopes also leads on review sentiment (100% vs 60%). Simple Budget Planner's advantage is ratings volume (283 vs 7). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Simple Budget Planner sells 4 in-app purchases, starting at $1.99 per 7 days and Envelopes sells 2 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

Envelopes holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: Simple Budget Planner has 283 ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 60% of Simple Budget Planner's written reviews are positive against 100% of Envelopes's.

Simple Budget Planner ships an update fortnightly, Envelopes every 2 weeks. The most recent releases landed on November 5, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | Simple Budget Planner | Envelopes |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (283 ratings)](https://appshunter.io/ios/app/simple-budget-planner/id1370056290/reviews) | **[5.0 (7 ratings)](https://appshunter.io/ios/app/envelopes-simple-budgeting/id6740543190/reviews)** |
| Number of ratings | **283** | 7 |
| Positive reviews | 59.6% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 2 weeks** |
| Monetization | Free with in-app purchases | Freemium |
| Size | 24 MB | 9 MB |
| Requires iOS | **17.0** | 18.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Mehmet Cetin](https://appshunter.io/developer/1370056289) | [JOSCHUA GLAU](https://appshunter.io/developer/1757748908) |

## What reviewers say

### Simple Budget Planner

[App page](https://appshunter.io/ios/app/simple-budget-planner/id1370056290)

Manage your money effortlessly with this intuitive app. Track income and expenses, utilize the envelope system for category budgeting, and set savings goals. Automate recurring transactions and gain insights into your spending habits.

**Highlights:** Expense and income tracking, Envelope budgeting system, Savings goal setting, Scheduled transactions, Income and expense statistics, Customizable budgets and categories

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Unlimited Weekly | $1.99 | per 7 days |
| Unlimited Monthly | $4.99 | per month |
| Unlimited Annually | $17.99 | per year |
| Unlimited Semiannually | $24.99 | per 6 months |

**What reviewers like**

- 👍 Simple and easy to use
- 👍 User-friendly interface
- 👍 Good for manual tracking
- 👍 Customizable categories
- 👍 No bank account connection needed

**What reviewers complain about**

- 👎 Not free, hidden costs
- 👎 Limited free version
- 👎 Forces purchase before trial
- 👎 Lacks advanced budgeting features
- 👎 Inconsistent transaction recording

**Reported bugs**

- Periodic transactions not recorded automatically
- App freezes or becomes unusable after declining to rate
- Glitching UI elements
- Data export errors
- Subscription sharing/family plan issues

**Requested features**

- Add dark mode option
- Allow sorting expenses by due date
- Add bi-weekly pay period option
- Add weekly budget option
- Improve screen resolution and UI scaling


### Envelopes

[App page](https://appshunter.io/ios/app/envelopes-simple-budgeting/id6740543190)

This app helps you manage your money by allocating funds into different spending categories, or "envelopes." You can quickly log expenses to track where your money goes and then refill your envelopes as needed to reach your financial goals.

**Highlights:** Envelope budgeting system, Expense logging, Financial goal tracking, Money allocation, Spending mindfulness

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $0.99 | per month |
| Yearly | $4.99 | per year |


## Frequently asked questions

### Is Simple Budget Planner free?

Simple Budget Planner is free to download, with in-app purchases available.

### Is Envelopes free?

Envelopes is free to download, with in-app purchases available.

### Which has better reviews, Simple Budget Planner or Envelopes?

Envelopes is rated higher. Simple Budget Planner averages 4.4 out of 5 from 283 ratings, while Envelopes averages 5.0 from 7 ratings.

### Do Simple Budget Planner or Envelopes have ads?

Neither Simple Budget Planner nor Envelopes shows ads.

### Which is updated more often, Simple Budget Planner or Envelopes?

Simple Budget Planner ships an update fortnightly, and Envelopes every 2 weeks. Most recently, Simple Budget Planner was updated on November 5, 2026 and Envelopes on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*