# Simple Budget Planner vs Explain My Bill

The clearest difference is rating: Explain My Bill at 5.0 against Simple Budget Planner's 4.4. Explain My Bill also leads on review sentiment (100% vs 60%) and in-app purchases (none vs 5). Simple Budget Planner's advantage is ads (none vs shown) and ratings volume (283 vs 2). On price and device support there is nothing between them.

Both are free to download. Simple Budget Planner sells 5 in-app purchases, starting at $1.99 per 7 days. Explain My Bill asks for nothing beyond the download.

Explain My Bill holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: Simple Budget Planner has 283 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 60% of Simple Budget Planner's written reviews are positive against 100% of Explain My Bill's.

Simple Budget Planner ships an update fortnightly, Explain My Bill every 6 days. The most recent releases landed on October 26, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | Simple Budget Planner | Explain My Bill |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (283 ratings)](https://appshunter.io/ios/app/simple-budget-planner/id1370056290/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/explain-my-bill/id6757416361/reviews)** |
| Number of ratings | **283** | 2 |
| Positive reviews | 59.6% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | **No** | Yes |
| Update frequency | Fortnightly | **Every 6 days** |
| Monetization | Free with in-app purchases | **Ad-supported** |
| Size | 24 MB | 36 MB |
| Requires iOS | 17.0 | **15.1** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Mehmet Cetin](https://appshunter.io/developer/1370056289) | [Jayvon Heyliger](https://appshunter.io/developer/1593457199) |

## What reviewers say

### Simple Budget Planner

[App page](https://appshunter.io/ios/app/simple-budget-planner/id1370056290)

Manage your money effortlessly with this intuitive app. Track income and expenses, utilize the envelope system for category budgeting, and set savings goals. Automate recurring transactions and gain insights into your spending habits.

**Highlights:** Expense and income tracking, Envelope budgeting system, Savings goal setting, Scheduled transactions, Income and expense statistics, Customizable budgets and categories

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Unlimited Weekly | $1.99 | per 7 days |
| Unlimited Monthly | $4.99 | per month |
| Unlimited Annually | $17.99 | per year |
| Unlimited Semiannually | $24.99 | per 6 months |
| Remove Ads | $9.99 | one-time |

**What reviewers like**

- 👍 Simple and easy to use
- 👍 User-friendly interface
- 👍 Good for manual tracking
- 👍 Customizable categories
- 👍 No bank account connection needed

**What reviewers complain about**

- 👎 Not free, hidden costs
- 👎 Limited free version
- 👎 Forces purchase before trial
- 👎 Lacks advanced budgeting features
- 👎 Inconsistent transaction recording

**Reported bugs**

- Periodic transactions not recorded automatically
- App freezes or becomes unusable after declining to rate
- Glitching UI elements
- Data export errors
- Subscription sharing/family plan issues

**Requested features**

- Add dark mode option
- Allow sorting expenses by due date
- Add bi-weekly pay period option
- Add weekly budget option
- Improve screen resolution and UI scaling


### Explain My Bill

[App page](https://appshunter.io/ios/app/explain-my-bill/id6757416361)

Easily understand confusing bills by uploading or photographing them. Get clear explanations for charges, fees, and increases across various bill types without financial jargon. Focuses on clarity and privacy, processing bills temporarily without storing them.

**Highlights:** Bill explanation, Charge breakdown, Fee clarification, Bill increase highlights, Privacy-focused processing, Distraction-free interface

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Simple Budget Planner free?

Simple Budget Planner is free to download, with in-app purchases available.

### Is Explain My Bill free?

Explain My Bill is free to download, with no in-app purchases.

### Which has better reviews, Simple Budget Planner or Explain My Bill?

Explain My Bill is rated higher. Simple Budget Planner averages 4.4 out of 5 from 283 ratings, while Explain My Bill averages 5.0 from 2 ratings.

### Do Simple Budget Planner or Explain My Bill have ads?

Explain My Bill shows ads; Simple Budget Planner does not.

### Which is updated more often, Simple Budget Planner or Explain My Bill?

Simple Budget Planner ships an update fortnightly, and Explain My Bill every 6 days. Most recently, Simple Budget Planner was updated on October 26, 2026 and Explain My Bill on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*