# RHB Reflex vs myPTPTN

The clearest difference is rating: myPTPTN at 3.7 against RHB Reflex's 1.0. myPTPTN also leads on update cadence (fortnightly vs every 5 weeks) and ratings volume (3 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

myPTPTN holds the better App Store score, 3.7 against 1.0. Both are backed by a comparable volume of ratings — 1 and 3 respectively.

RHB Reflex ships an update every 5 weeks, myPTPTN fortnightly. Both last shipped on October 24, 2026.

## The numbers

| Metric | RHB Reflex | myPTPTN |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (1 ratings)](https://appshunter.io/ios/app/rhb-reflex/id1371357993/reviews) | **[3.7 (3 ratings)](https://appshunter.io/ios/app/myptptn/id1601433091/reviews)** |
| Number of ratings | 1 | **3** |
| Positive reviews | 7.8% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Fortnightly** |
| Monetization | Free | Free |
| Size | 59 MB | 115 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [RHB Bank Berhad](https://appshunter.io/developer/414173003) | [PERBADANAN TABUNG PENDIDIKAN TINGGI NASIONAL](https://appshunter.io/developer/1453140468) |

## What reviewers say

### RHB Reflex

[App page](https://appshunter.io/ios/app/rhb-reflex/id1371357993)

Manage corporate accounts, authorize payments, and view transaction history on the go. Access account balances, pending authorizations, and detailed transaction statuses from a single portfolio. Features include FX rates and DuitNow QR code management.

**Highlights:** View consolidated account balances, Authorize payment transactions, Search transaction history, Manage pending authorizations, View transaction status and details, Access foreign exchange rates, DuitNow QR code management

**Features:** Vision Pro support

**In-app purchases:** none


### myPTPTN

[App page](https://appshunter.io/ios/app/myptptn/id1601433091)

This official mobile app provides convenient access to your national higher education fund account. Manage your finances, apply for loans, open savings accounts, and receive important notifications.

**Highlights:** Account information and transaction history, Loan application, Open Simpan SSPN account, Add savings, Loan repayment, Notifications and messages, Update personal details

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is RHB Reflex free?

RHB Reflex is free to download, with no in-app purchases.

### Is myPTPTN free?

myPTPTN is free to download, with no in-app purchases.

### Which has better reviews, RHB Reflex or myPTPTN?

myPTPTN is rated higher. RHB Reflex averages 1.0 out of 5 from 1 ratings, while myPTPTN averages 3.7 from 3 ratings.

### Do RHB Reflex or myPTPTN have ads?

Neither RHB Reflex nor myPTPTN shows ads.

### Which is updated more often, RHB Reflex or myPTPTN?

RHB Reflex ships an update every 5 weeks, and myPTPTN fortnightly. Most recently, RHB Reflex was updated on October 24, 2026 and myPTPTN on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*