# UGB vs SODECPAY

The clearest difference is rating: SODECPAY at 5.0 against UGB's 4.0. SODECPAY also leads on update cadence (every 2 months vs every 11 months) and iOS requirement (13.0 vs 15.0). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SODECPAY holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 1 and 2 respectively.

UGB ships an update every 11 months, SODECPAY every 2 months. The most recent releases landed on October 24, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | UGB | SODECPAY |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (1 ratings)](https://appshunter.io/ios/app/ugb-ebank/id1371465271/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/sodecpay/id6755250987/reviews)** |
| Number of ratings | 1 | **2** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 11 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 123 MB | 48 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Unin Gabonaise de Banque S A](https://appshunter.io/developer/1371465270) | [SOCIETE DEPARGNE ET DE CREDIT](https://appshunter.io/developer/1852825677) |

## What reviewers say

### UGB

[App page](https://appshunter.io/ios/app/ugb-ebank/id1371465271)

This mobile banking app allows customers to manage their accounts, view transactions, and perform various banking operations. It offers features for balance consultation, transfers, checkbook orders, and account statements, catering to retail, professional, and enterprise clients.

**Highlights:** Account balance consultation, Intraday balance viewing, Transaction search and viewing, Online beneficiary creation, Checkbook ordering, Account statement download, Fund transfers

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### SODECPAY

[App page](https://appshunter.io/ios/app/sodecpay/id6755250987)

Manage your banking, finance, and investments with this application. It offers a comprehensive suite of tools for financial management and investment tracking.

**Highlights:** Banking services, Financial management, Investment tracking, Secure transactions, Personal finance tools

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is UGB free?

UGB is free to download, with no in-app purchases.

### Is SODECPAY free?

SODECPAY is free to download, with no in-app purchases.

### Which has better reviews, UGB or SODECPAY?

SODECPAY is rated higher. UGB averages 4.0 out of 5 from 1 ratings, while SODECPAY averages 5.0 from 2 ratings.

### Do UGB or SODECPAY have ads?

Neither UGB nor SODECPAY shows ads.

### Which is updated more often, UGB or SODECPAY?

UGB ships an update every 11 months, and SODECPAY every 2 months. Most recently, UGB was updated on October 24, 2026 and SODECPAY on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*