# EBAM FSA vs Secure Conversations

The clearest difference is rating: Secure Conversations at 4.7 against EBAM FSA's 3.0. Secure Conversations also leads on ratings volume (364 vs 4) and update cadence (monthly vs every 4 months). EBAM FSA's advantage is review sentiment (50% vs 41%). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Secure Conversations holds the better App Store score, 4.7 against 3.0. That said, the two scores are not equally well evidenced: Secure Conversations has 364 ratings behind it against 4, so its average is the more settled of the two. Written reviews complicate that: 50% of EBAM FSA's written reviews are positive against 41% of Secure Conversations's, so the app with the better star average is not the one people write more warmly about.

EBAM FSA ships an update every 4 months, Secure Conversations monthly. The most recent releases landed on October 2, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | EBAM FSA | Secure Conversations |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (4 ratings)](https://appshunter.io/ios/app/ebam-fsa-hra/id1372134912/reviews) | **[4.7 (364 ratings)](https://appshunter.io/ios/app/secure-conversations/id1587965973/reviews)** |
| Number of ratings | 4 | **364** |
| Positive reviews | **50.0% of reviews** | 41.4% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Monthly** |
| Monetization | Free | Free |
| Size | 30 MB | 72 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 17+ | 17+ |
| Developer | [EBA&M CORPORATION](https://appshunter.io/developer/1372134911) | [PointClickCare](https://appshunter.io/developer/372535083) |

## What reviewers say

### EBAM FSA

[App page](https://appshunter.io/ios/app/ebam-fsa-hra/id1372134912)

Easily manage your HSA, HRA, and FSA health benefit accounts on the go. Quickly check balances, view account details, and submit claims with real-time access and secure navigation.

**Highlights:** Check account balances 24/7, View account summaries and claims, File claims for medical FSA and HRA, Submit receipts via photo upload, Manage HSA transactions, Pay bills and add payees

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### Secure Conversations

[App page](https://appshunter.io/ios/app/secure-conversations/id1587965973)

This HIPAA-compliant app enables secure messaging between healthcare providers within senior living environments. It facilitates enhanced communication and collaboration for faster response times and improved decision-making related to patient care.

**Highlights:** HIPAA-compliant messaging, Secure communication, Care team collaboration, Resident-specific conversations, Company directory access

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and secure
- 👍 Great way to communicate needs
- 👍 Seamless and smooth
- 👍 Handy and quick communication
- 👍 Works good

**What reviewers complain about**

- 👎 Poor accessibility
- 👎 Byzantine login process
- 👎 Antiquated program
- 👎 Cumbersome to use
- 👎 Not user friendly

**Reported bugs**

- Notifications do NOT work
- No badge indicator
- Notifications not classified as Time Sensitive or direct messages
- Notifications are slipshod at best
- Notifications don't work

**Requested features**

- Option to send photos
- Allow cut and paste
- Incorporate medical terms on keyboard memory
- Create smart phrases
- Search bar for 'Other' messages


## Frequently asked questions

### Is EBAM FSA free?

EBAM FSA is free to download, with no in-app purchases.

### Is Secure Conversations free?

Secure Conversations is free to download, with no in-app purchases.

### Which has better reviews, EBAM FSA or Secure Conversations?

Secure Conversations is rated higher. EBAM FSA averages 3.0 out of 5 from 4 ratings, while Secure Conversations averages 4.7 from 364 ratings.

### Do EBAM FSA or Secure Conversations have ads?

Neither EBAM FSA nor Secure Conversations shows ads.

### Which is updated more often, EBAM FSA or Secure Conversations?

EBAM FSA ships an update every 4 months, and Secure Conversations monthly. Most recently, EBAM FSA was updated on October 2, 2026 and Secure Conversations on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*