# EBAM FSA vs Howden Connect

The clearest difference is update cadence: Howden Connect at every 5 weeks against EBAM FSA's every 4 months. Howden Connect also leads on iOS requirement (15.6 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

EBAM FSA ships an update every 4 months, Howden Connect every 5 weeks. The most recent releases landed on October 24, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | EBAM FSA | Howden Connect |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.6 (5 ratings)](https://appshunter.io/ios/app/ebam-fsa-hra/id1372134912/reviews)** | — |
| Number of ratings | **5** | — |
| Positive reviews | 50.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 5 weeks** |
| Monetization | Free | — |
| Size | 30 MB | 101 MB |
| Requires iOS | 17.0 | **15.6** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 17+ | 12+ |
| Developer | [EBA&M CORPORATION](https://appshunter.io/developer/1372134911) | [Recode Health, LLC](https://appshunter.io/developer/1002709161) |

## What reviewers say

### EBAM FSA

[App page](https://appshunter.io/ios/app/ebam-fsa-hra/id1372134912)

Easily manage your HSA, HRA, and FSA health benefit accounts on the go. Quickly check balances, view account details, and submit claims with real-time access and secure navigation.

**Highlights:** Check account balances 24/7, View account summaries and claims, File claims for medical FSA and HRA, Submit receipts via photo upload, Manage HSA transactions, Pay bills and add payees

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### Howden Connect

[App page](https://appshunter.io/ios/app/howden-connect/id6759903633)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is EBAM FSA free?

EBAM FSA is free to download, with no in-app purchases.

### Is Howden Connect free?

Howden Connect is free to download, with no in-app purchases.

### Do EBAM FSA or Howden Connect have ads?

Neither EBAM FSA nor Howden Connect shows ads.

### Which is updated more often, EBAM FSA or Howden Connect?

EBAM FSA ships an update every 4 months, and Howden Connect every 5 weeks. Most recently, EBAM FSA was updated on October 24, 2026 and Howden Connect on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*