# Latitude App vs MLC

The clearest difference is update cadence: Latitude App at fortnightly against MLC's every 2 months. Latitude App also leads on review sentiment (49% vs 30%). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Latitude App ships an update fortnightly, MLC every 2 months. Both last shipped on October 29, 2026.

## The numbers

| Metric | Latitude App | MLC |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (162 ratings)](https://appshunter.io/ios/app/latitude-app/id1373059866/reviews)** | — |
| Number of ratings | **162** | — |
| Positive reviews | **48.5% of reviews** | 30.2% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 2 months |
| Monetization | Free | Free |
| Size | 200 MB | 49 MB |
| Requires iOS | 16 | **15.1** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Latitude Financial Services Australia Holdings Pty Ltd](https://appshunter.io/developer/1098018094) | [IOOF Service Co Pty Ltd](https://appshunter.io/developer/1453139490) |

## What reviewers say

### Latitude App

[App page](https://appshunter.io/ios/app/latitude-app/id1373059866)

Manage all your credit card accounts and finances in one secure mobile application. Access balances, view transactions, lock your card, and track spending. Offers promotions, rewards, and in-app messaging for a comprehensive financial overview.

**Highlights:** Access accounts with Touch ID/Face ID, Add card to Apple Wallet, Temporarily lock your card, View balances and transactions, Track spending, Receive push notifications, In-app messaging

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 👍 User-friendly app
- 🚀 Convenient for payments
- 👍 Great customer service
- 🚀 Efficient and straightforward

**What reviewers complain about**

- 🐛 App crashes or doesn't work
- 🐛 Login issues
- 🐛 Unreliable app
- 💰 Excessive fees and charges
- 🐛 Delayed transaction updates

**Reported bugs**

- App crashes after update
- Unable to log in or create account
- Delayed or missing transaction updates
- Inability to make payments or access account

**Requested features**

- Allow users to select which purchase to apply payments to
- Provide notifications for upcoming payments
- Add ability to lock/unlock card within the app
- Show full transaction details and breakdown
- Improve app stability and reliability


### MLC

[App page](https://appshunter.io/ios/app/mlc/id1409473189)

Manage your superannuation, pension, or investment accounts with ease. Securely access your balances, view transactions, update personal details, and track contributions. Find and consolidate lost super, and get notified of payments.

**Highlights:** View account balances, Secure login (PIN, Touch ID, Face ID), Check transactions and beneficiaries, Review insurance cover, Track super contributions, Find and consolidate super, Update personal details

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 👍 Great for checking balance
- 👍 Simple and convenient
- 👍 Access super 24/7
- 👍 Face recognition login works (sometimes)

**What reviewers complain about**

- 🐛 Login button not working
- 🐛 App crashes frequently
- 🐛 Face ID issues
- 🐛 No keyboard presented for login
- 🐛 App stuck on login page

**Reported bugs**

- Login button does not work
- App crashes
- Face ID/Face recognition signing in issues
- App stuck on login page
- Update does not work

**Requested features**

- Include rate of return for previous and current year
- Show balance after every transaction
- Option to view data by calendar year
- Add graphs for visualization
- Manage investments from the app


## Frequently asked questions

### Is Latitude App free?

Latitude App is free to download, with no in-app purchases.

### Is MLC free?

MLC is free to download, with no in-app purchases.

### Do Latitude App or MLC have ads?

Neither Latitude App nor MLC shows ads.

### Which is updated more often, Latitude App or MLC?

Latitude App ships an update fortnightly, and MLC every 2 months. Most recently, Latitude App was updated on October 29, 2026 and MLC on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*