# Latitude App vs Macquarie Authenticator

The clearest difference is rating: Latitude App at 4.6 against Macquarie Authenticator's 3.0. Latitude App also leads on review sentiment (49% vs 15%) and ratings volume (162 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Latitude App holds the better App Store score, 4.6 against 3.0. That said, the two scores are not equally well evidenced: Latitude App has 162 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 49% of Latitude App's written reviews are positive against 15% of Macquarie Authenticator's.

Latitude App ships an update fortnightly, Macquarie Authenticator every 4 weeks. Both last shipped on September 26, 2026.

## The numbers

| Metric | Latitude App | Macquarie Authenticator |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (162 ratings)](https://appshunter.io/ios/app/latitude-app/id1373059866/reviews)** | [3.0 (2 ratings)](https://appshunter.io/ios/app/macquarie-authenticator/id1441276749/reviews) |
| Number of ratings | **162** | 2 |
| Positive reviews | **49.2% of reviews** | 14.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 4 weeks |
| Monetization | Free | Free |
| Size | 198 MB | 185 MB |
| Requires iOS | 16 | 16.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Latitude Financial Services Australia Holdings Pty Ltd](https://appshunter.io/developer/1098018094) | [Macquarie Bank Limited](https://appshunter.io/developer/455148996) |

## What reviewers say

### Latitude App

[App page](https://appshunter.io/ios/app/latitude-app/id1373059866)

Manage all your credit card accounts and finances in one secure mobile application. Access balances, view transactions, lock your card, and track spending. Offers promotions, rewards, and in-app messaging for a comprehensive financial overview.

**Highlights:** Access accounts with Touch ID/Face ID, Add card to Apple Wallet, Temporarily lock your card, View balances and transactions, Track spending, Receive push notifications, In-app messaging

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 👍 User-friendly app
- 🚀 Convenient for payments
- 👍 Great customer service
- 🚀 Efficient and straightforward

**What reviewers complain about**

- 🐛 App crashes or doesn't work
- 🐛 Login issues
- 🐛 Unreliable app
- 💰 Excessive fees and charges
- 🐛 Delayed transaction updates

**Reported bugs**

- App crashes after update
- Unable to log in or create account
- Delayed or missing transaction updates
- Inability to make payments or access account

**Requested features**

- Allow users to select which purchase to apply payments to
- Provide notifications for upcoming payments
- Add ability to lock/unlock card within the app
- Show full transaction details and breakdown
- Improve app stability and reliability


### Macquarie Authenticator

[App page](https://appshunter.io/ios/app/macquarie-authenticator/id1441276749)

Enhance your account security with this app, offering push notifications for transaction approval or denial and generating one-time passcodes for authentication. It provides a faster, more secure alternative to SMS, especially when traveling internationally.

**Highlights:** Push notifications for transaction approval/denial, Generate one-time rolling codes, Offline authentication with rolling codes, Manage pending tasks, PIN, fingerprint, and facial recognition unlock

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Latitude App free?

Latitude App is free to download, with no in-app purchases.

### Is Macquarie Authenticator free?

Macquarie Authenticator is free to download, with no in-app purchases.

### Which has better reviews, Latitude App or Macquarie Authenticator?

Latitude App is rated higher. Latitude App averages 4.6 out of 5 from 162 ratings, while Macquarie Authenticator averages 3.0 from 2 ratings.

### Do Latitude App or Macquarie Authenticator have ads?

Neither Latitude App nor Macquarie Authenticator shows ads.

### Which is updated more often, Latitude App or Macquarie Authenticator?

Latitude App ships an update fortnightly, and Macquarie Authenticator every 4 weeks. Most recently, Latitude App was updated on September 26, 2026 and Macquarie Authenticator on September 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*