# Latitude App vs Vault Payments

The clearest difference is rating: Latitude App at 4.6 against Vault Payments's 3.0. Latitude App also leads on ratings volume (161 vs 2) and review sentiment (49% vs 25%). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Latitude App holds the better App Store score, 4.6 against 3.0. That said, the two scores are not equally well evidenced: Latitude App has 161 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 49% of Latitude App's written reviews are positive against 25% of Vault Payments's.

Latitude App ships an update fortnightly, Vault Payments every 3 weeks. The most recent releases landed on November 6, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | Latitude App | Vault Payments |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (161 ratings)](https://appshunter.io/ios/app/latitude-app/id1373059866/reviews)** | [3.0 (2 ratings)](https://appshunter.io/ios/app/vault-payments/id1466020462/reviews) |
| Number of ratings | **161** | 2 |
| Positive reviews | **48.5% of reviews** | 25.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 3 weeks |
| Monetization | Free | Free |
| Size | 200 MB | 57 MB |
| Requires iOS | 16 | 16.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [Latitude Financial Services Australia Holdings Pty Ltd](https://appshunter.io/developer/1098018094) | [Vault Payment Solutions Group Pty Ltd](https://appshunter.io/developer/1466020461) |

## What reviewers say

### Latitude App

[App page](https://appshunter.io/ios/app/latitude-app/id1373059866)

Manage all your credit card accounts and finances in one secure app. Track spending, view statements, make payments, and receive important notifications. Access features like adding cards to your wallet, locking your card, and setting up direct debits.

**Highlights:** Access accounts with biometrics, Add cards to digital wallets, Temporarily lock credit cards, View statements and transaction history, Track spending and set payment reminders, Receive push notifications, Manage personal details and card PIN

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 👍 User-friendly app
- 🚀 Convenient for payments
- 👍 Great customer service
- 🚀 Efficient and straightforward

**What reviewers complain about**

- 🐛 App crashes or doesn't work
- 🐛 Login issues
- 🐛 Unreliable app
- 💰 Excessive fees and charges
- 🐛 Delayed transaction updates

**Reported bugs**

- App crashes after update
- Unable to log in or create account
- Delayed or missing transaction updates
- Inability to make payments or access account

**Requested features**

- Allow users to select which purchase to apply payments to
- Provide notifications for upcoming payments
- Add ability to lock/unlock card within the app
- Show full transaction details and breakdown
- Improve app stability and reliability


### Vault Payments

[App page](https://appshunter.io/ios/app/vault-payments/id1466020462)

Manage prepaid Mastercards and add them to your digital wallet on Apple devices. This app offers a quick, easy, and secure way to utilize your prepaid cards.

**Highlights:** Prepaid Mastercard management, Add to Apple Wallet, Quick and easy utilization, Secure transactions

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Latitude App free?

Latitude App is free to download, with no in-app purchases.

### Is Vault Payments free?

Vault Payments is free to download, with no in-app purchases.

### Which has better reviews, Latitude App or Vault Payments?

Latitude App is rated higher. Latitude App averages 4.6 out of 5 from 161 ratings, while Vault Payments averages 3.0 from 2 ratings.

### Do Latitude App or Vault Payments have ads?

Neither Latitude App nor Vault Payments shows ads.

### Which is updated more often, Latitude App or Vault Payments?

Latitude App ships an update fortnightly, and Vault Payments every 3 weeks. Most recently, Latitude App was updated on November 6, 2026 and Vault Payments on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*