# Latitude App vs Dosh

The clearest difference is rating: Latitude App at 4.6 against Dosh's 3.7. Latitude App also leads on ratings volume (162 vs 3) and update cadence (fortnightly vs every 6 weeks). Dosh's advantage is review sentiment (64% vs 49%). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Latitude App holds the better App Store score, 4.6 against 3.7. That said, the two scores are not equally well evidenced: Latitude App has 162 ratings behind it against 3, so its average is the more settled of the two. Written reviews complicate that: 49% of Latitude App's written reviews are positive against 64% of Dosh's, so the app with the better star average is not the one people write more warmly about.

Latitude App ships an update fortnightly, Dosh every 6 weeks. The most recent releases landed on September 26, 2026 and September 18, 2026 respectively.

## The numbers

| Metric | Latitude App | Dosh |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (162 ratings)](https://appshunter.io/ios/app/latitude-app/id1373059866/reviews)** | [3.7 (3 ratings)](https://appshunter.io/ios/app/dosh/id1551072628/reviews) |
| Number of ratings | **162** | 3 |
| Positive reviews | 49.2% of reviews | **63.5% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 6 weeks |
| Monetization | Free | Free |
| Size | 198 MB | 116 MB |
| Requires iOS | 16 | **15.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 12+ |
| Developer | [Latitude Financial Services Australia Holdings Pty Ltd](https://appshunter.io/developer/1098018094) | [MCA Investments Limited](https://appshunter.io/developer/1551072630) |

## What reviewers say

### Latitude App

[App page](https://appshunter.io/ios/app/latitude-app/id1373059866)

Manage all your credit card accounts and finances in one secure mobile application. Access balances, view transactions, lock your card, and track spending. Offers promotions, rewards, and in-app messaging for a comprehensive financial overview.

**Highlights:** Access accounts with Touch ID/Face ID, Add card to Apple Wallet, Temporarily lock your card, View balances and transactions, Track spending, Receive push notifications, In-app messaging

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 👍 User-friendly app
- 🚀 Convenient for payments
- 👍 Great customer service
- 🚀 Efficient and straightforward

**What reviewers complain about**

- 🐛 App crashes or doesn't work
- 🐛 Login issues
- 🐛 Unreliable app
- 💰 Excessive fees and charges
- 🐛 Delayed transaction updates

**Reported bugs**

- App crashes after update
- Unable to log in or create account
- Delayed or missing transaction updates
- Inability to make payments or access account

**Requested features**

- Allow users to select which purchase to apply payments to
- Provide notifications for upcoming payments
- Add ability to lock/unlock card within the app
- Show full transaction details and breakdown
- Improve app stability and reliability


### Dosh

[App page](https://appshunter.io/ios/app/dosh/id1551072628)

Manage your money with this app that simplifies spending, saving, and borrowing. Earn rewards on everyday purchases and home loans to get closer to your next phone upgrade. Set savings goals and earn competitive interest rates.

**Highlights:** Earn Phone Dollars on spending, Home loans with Phone Dollar bonus, Digital home loan application, Earn interest on savings, Set and track savings goals, Card spending notifications

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use app
- 💰 Great cashback rewards
- 🏠 Excellent home loan service
- 🚀 Fast and efficient processes
- 💡 Innovative features like Strive and Stashes

**What reviewers complain about**

- 😞 Cashback capped
- 😠 Partnership with One NZ disliked
- ⏳ Slow bank transfers
- 💳 Cannot reorder or get new cards easily
- 📱 One NZ blocking app

**Reported bugs**

- App won't run on two devices
- App turned black, causing eye strain
- Login screen freezes
- Incompatible with older devices
- Customer service support is lacking

**Requested features**

- Support for Apple Pay
- Ability to reorder accounts
- Monthly statements to download or email
- Balance shown after each transaction
- Username and password login option


## Frequently asked questions

### Is Latitude App free?

Latitude App is free to download, with no in-app purchases.

### Is Dosh free?

Dosh is free to download, with no in-app purchases.

### Which has better reviews, Latitude App or Dosh?

Latitude App is rated higher. Latitude App averages 4.6 out of 5 from 162 ratings, while Dosh averages 3.7 from 3 ratings.

### Do Latitude App or Dosh have ads?

Neither Latitude App nor Dosh shows ads.

### Which is updated more often, Latitude App or Dosh?

Latitude App ships an update fortnightly, and Dosh every 6 weeks. Most recently, Latitude App was updated on September 26, 2026 and Dosh on September 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*