# Latitude App vs Settle

The clearest difference is in-app purchases: Latitude App at none against Settle's 10. Latitude App also leads on iOS requirement (16 vs 26.4). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Settle sells 10 in-app purchases, starting at $9.99 per month. Latitude App asks for nothing beyond the download.

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on October 13, 2026 and September 24, 2026 respectively.

## The numbers

| Metric | Latitude App | Settle |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (162 ratings)](https://appshunter.io/ios/app/latitude-app/id1373059866/reviews)** | — |
| Number of ratings | **162** | — |
| Positive reviews | 48.9% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Fortnightly | Fortnightly |
| Monetization | Free | — |
| Size | 199 MB | 1 MB |
| Requires iOS | **16** | 26.4 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Latitude Financial Services Australia Holdings Pty Ltd](https://appshunter.io/developer/1098018094) | [Riley Dack](https://appshunter.io/developer/1896330876) |

## What reviewers say

### Latitude App

[App page](https://appshunter.io/ios/app/latitude-app/id1373059866)

Manage all your credit card accounts and finances in one secure mobile application. Access balances, view transactions, lock your card, and track spending. Offers promotions, rewards, and in-app messaging for a comprehensive financial overview.

**Highlights:** Access accounts with Touch ID/Face ID, Add card to Apple Wallet, Temporarily lock your card, View balances and transactions, Track spending, Receive push notifications, In-app messaging

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 👍 User-friendly app
- 🚀 Convenient for payments
- 👍 Great customer service
- 🚀 Efficient and straightforward

**What reviewers complain about**

- 🐛 App crashes or doesn't work
- 🐛 Login issues
- 🐛 Unreliable app
- 💰 Excessive fees and charges
- 🐛 Delayed transaction updates

**Reported bugs**

- App crashes after update
- Unable to log in or create account
- Delayed or missing transaction updates
- Inability to make payments or access account

**Requested features**

- Allow users to select which purchase to apply payments to
- Provide notifications for upcoming payments
- Add ability to lock/unlock card within the app
- Show full transaction details and breakdown
- Improve app stability and reliability


### Settle

[App page](https://appshunter.io/ios/app/settle/id6766844768)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Settle Premium | $9.99 | per month |
| Settle Solo Monthly | $19.00 | per month |
| Settle Crew Monthly | $44.99 | per month |
| Settle Business Monthly | $79.99 | per month |
| Settle Premium Yearly | $90.00 | per year |
| Settle Enterprise Monthly | $99.99 | per month |
| Settle Solo Yearly | $190.00 | per year |
| Settle Crew Yearly | $449.99 | per year |
| Settle Business Yearly | $799.99 | per year |
| Settle Enterprise Yearly | $999.99 | per year |


## Frequently asked questions

### Is Latitude App free?

Latitude App is free to download, with no in-app purchases.

### Is Settle free?

Settle is free to download, with in-app purchases available.

### Do Latitude App or Settle have ads?

Neither Latitude App nor Settle shows ads.

### Which is updated more often, Latitude App or Settle?

Latitude App ships an update fortnightly, and Settle fortnightly. Most recently, Latitude App was updated on October 13, 2026 and Settle on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*