# HFCB vs DhowCSD

The clearest difference is review sentiment: DhowCSD at 50% against HFCB's 0%. DhowCSD also leads on rating (3.6 vs 2.6). HFCB's advantage is update cadence (every 2 weeks vs every 3 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

DhowCSD holds the better App Store score, 3.6 against 2.6. Both are backed by a comparable volume of ratings — 10 and 7 respectively. Written reviews point the same way: 0% of HFCB's written reviews are positive against 50% of DhowCSD's.

HFCB ships an update every 2 weeks, DhowCSD every 3 months. The most recent releases landed on September 26, 2026 and September 30, 2026 respectively.

## The numbers

| Metric | HFCB | DhowCSD |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.6 (10 ratings)](https://appshunter.io/ios/app/hfcb/id1373152794/reviews) | **[3.6 (7 ratings)](https://appshunter.io/ios/app/dhowcsd/id6444705699/reviews)** |
| Number of ratings | **10** | 7 |
| Positive reviews | 0.0% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 3 months |
| Monetization | Free | Free |
| Size | 127 MB | 36 MB |
| Requires iOS | 15.0 | **14.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [HFC Limited](https://appshunter.io/developer/1373152793) | [Central Bank of Kenya](https://appshunter.io/developer/1656260872) |

## What reviewers say

### HFCB

[App page](https://appshunter.io/ios/app/hfcb/id1373152794)

Manage your finances on the go with this banking app. It allows you to control your account, transfer funds, pay bills, and track expenses from anywhere. Experience a new way to handle your money anytime, anywhere.

**Highlights:** Account management, Cash transfers, Bill payments, Airtime purchases, Expense tracking, On-the-go access

**Features:** macOS Compatibility

**In-app purchases:** none


### DhowCSD

[App page](https://appshunter.io/ios/app/dhowcsd/id6444705699)

Manage your Central Bank of Kenya investment account directly from your mobile device. Participate in securities auctions, view results, and access portfolio statements. Initiate secondary market and pledge instructions securely and efficiently.

**Highlights:** Open and manage investment accounts, Participate in securities auctions, View auction results and payment details, Access corporate actions, View portfolio statements, Initiate secondary market instructions, Initiate pledge instructions

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is HFCB free?

HFCB is free to download, with no in-app purchases.

### Is DhowCSD free?

DhowCSD is free to download, with no in-app purchases.

### Which has better reviews, HFCB or DhowCSD?

DhowCSD is rated higher. HFCB averages 2.6 out of 5 from 10 ratings, while DhowCSD averages 3.6 from 7 ratings.

### Do HFCB or DhowCSD have ads?

Neither HFCB nor DhowCSD shows ads.

### Which is updated more often, HFCB or DhowCSD?

HFCB ships an update every 2 weeks, and DhowCSD every 3 months. Most recently, HFCB was updated on September 26, 2026 and DhowCSD on September 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*