# midland online vs gpay

The clearest difference is rating: midland online at 3.7 against gpay's 3.1. midland online also leads on ratings volume (105 vs 8). gpay's advantage is review sentiment (75% vs 46%). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

midland online holds the better App Store score, 3.7 against 3.1. That said, the two scores are not equally well evidenced: midland online has 105 ratings behind it against 8, so its average is the more settled of the two. Written reviews complicate that: 46% of midland online's written reviews are positive against 75% of gpay's, so the app with the better star average is not the one people write more warmly about.

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on November 2, 2026 and November 9, 2026 respectively.

## The numbers

| Metric | midland online | gpay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.7 (105 ratings)](https://appshunter.io/ios/app/midland-online/id1373645154/reviews)** | [3.1 (8 ratings)](https://appshunter.io/ios/app/gpay/id6760172575/reviews) |
| Number of ratings | **105** | 8 |
| Positive reviews | 45.6% of reviews | **75.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | Fortnightly |
| Monetization | Free | Free |
| Size | 123 MB | 84 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Midland Bank ltd.](https://appshunter.io/developer/1373645153) | [Shamadhan](https://appshunter.io/developer/1882953811) |

## What reviewers say

### midland online

[App page](https://appshunter.io/ios/app/midland-online/id1373645154)

Manage your finances on the go with this mobile banking application. Access account summaries, transfer funds between accounts and mobile wallets, and pay utility bills. It also allows for credit card management and self-registration for banking services.

**Highlights:** Account summary and transaction history, Fund transfers to Midland accounts, Interbank and mobile wallet transfers, Utility bill payments, Credit and prepaid card management, Self-registration for online banking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly interface
- 🚀 Smooth money transfers
- 💡 Comprehensive features (bill pay, tax, loans, etc.)
- 🌍 Global accessibility
- 🔄 Supports various mobile wallets (bKash, Nagad, Rocket)

**What reviewers complain about**

- 🐛 Buggy and unstable
- 🐌 Slow performance
- ❌ Lacks essential features (account statement)
- 🤔 Confusing transaction display
- 🚫 Biometric login issues

**Reported bugs**

- App does not show proper transaction statement
- App frequently stops working
- Biometric not working
- App not opening
- App full of bugs

**Requested features**

- Generate account statement
- Improve UI for small screens
- Add fingerprint and Face ID login
- Option to change name on debit card
- Add beneficiary delete option


### gpay

[App page](https://appshunter.io/ios/app/gpay/id6760172575)

A secure and convenient digital payment app that simplifies everyday financial transactions. Manage money, send and receive funds, pay bills, and make merchant payments all from your smartphone.

**Highlights:** Send and receive money, Add money and cash services, Pay bills easily, Merchant payments via QR codes, Mobile recharge, Education fee payments, Credit card bill payments

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is midland online free?

midland online is free to download, with no in-app purchases.

### Is gpay free?

gpay is free to download, with no in-app purchases.

### Which has better reviews, midland online or gpay?

midland online is rated higher. midland online averages 3.7 out of 5 from 105 ratings, while gpay averages 3.1 from 8 ratings.

### Do midland online or gpay have ads?

Neither midland online nor gpay shows ads.

### Which is updated more often, midland online or gpay?

midland online ships an update fortnightly, and gpay fortnightly. Most recently, midland online was updated on November 2, 2026 and gpay on November 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*