# Seylan Online Soft Token vs BOC  SmartPay

The clearest difference is update cadence: BOC  SmartPay at every 3 months against Seylan Online Soft Token's every 15 months. Seylan Online Soft Token's advantage is iOS requirement (13.0 vs 16.6). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Seylan Online Soft Token ships an update every 15 months, BOC  SmartPay every 3 months. The most recent releases landed on October 14, 2026 and October 21, 2026 respectively.

## The numbers

| Metric | Seylan Online Soft Token | BOC  SmartPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[3.5 (20 ratings)](https://appshunter.io/ios/app/boc-smartpay/id1452130475/reviews)** |
| Number of ratings | — | **20** |
| Positive reviews | — | 66.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 15 months | **Every 3 months** |
| Monetization | — | Free |
| Size | 3 MB | 46 MB |
| Requires iOS | **13.0** | 16.6 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Seylan Bank PLC](https://appshunter.io/developer/1061045337) | [Bank Of Ceylon](https://appshunter.io/developer/1322257298) |

## What reviewers say

### Seylan Online Soft Token

[App page](https://appshunter.io/ios/app/seylan-online-soft-token/id1378563727)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### BOC  SmartPay

[App page](https://appshunter.io/ios/app/boc-smartpay/id1452130475)

Manage your finances digitally with this Sri Lankan platform. Easily transfer funds between banks, pay bills, and make payments at merchants using QR codes. Enjoy cashless transactions and track your spending.

**Highlights:** Peer-to-peer fund transfers, Bill payments, QR code payments, Add any Sri Lankan bank account, Real-time account balance inquiry, Transaction history and e-receipts, Cashback and discount offers

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Seylan Online Soft Token free?

Seylan Online Soft Token is free to download, with no in-app purchases.

### Is BOC  SmartPay free?

BOC  SmartPay is free to download, with no in-app purchases.

### Do Seylan Online Soft Token or BOC  SmartPay have ads?

Neither Seylan Online Soft Token nor BOC  SmartPay shows ads.

### Which is updated more often, Seylan Online Soft Token or BOC  SmartPay?

Seylan Online Soft Token ships an update every 15 months, and BOC  SmartPay every 3 months. Most recently, Seylan Online Soft Token was updated on October 14, 2026 and BOC  SmartPay on October 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*