# eServices MO vs MTL Click

The clearest difference is ads: eServices MO at none against MTL Click's shown. eServices MO also leads on iOS requirement (10.0 vs 15.0). MTL Click's advantage is update cadence (weekly vs every 3 months). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

eServices MO ships an update every 3 months, MTL Click weekly. The most recent releases landed on September 20, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | eServices MO | MTL Click |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (7 ratings)](https://appshunter.io/ios/app/mtl-click/id1440560140/reviews)** |
| Number of ratings | — | **7** |
| Positive reviews | — | 29.4% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 3 months | **Weekly** |
| Monetization | — | Ad-supported |
| Size | 11 MB | 103 MB |
| Requires iOS | **10.0** | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [FWD Life Insurance Company (Bermuda) Limited](https://appshunter.io/developer/418855765) | [Muang Thai Life Assurance Public Company Limited](https://appshunter.io/developer/484814618) |

## What reviewers say

### eServices MO

[App page](https://appshunter.io/ios/app/eservices-mo/id1380596382)

**Features:** macOS Compatibility

**In-app purchases:** none


### MTL Click

[App page](https://appshunter.io/ios/app/mtl-click/id1440560140)

Manage your insurance policies, access digital cards, and find network hospitals. This app allows for convenient policy payments, claim tracking, and even online doctor consultations. It also enables family members to share policies and manage payments together.

**Highlights:** Biometric login (face, fingerprint, password), Digital insurance cards, Policy portfolio summary, Multiple payment options, Hospital finder with coverage details, E-claim tracking and notifications, Online doctor consultations

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is eServices MO free?

eServices MO is free to download, with no in-app purchases.

### Is MTL Click free?

MTL Click is free to download, with no in-app purchases.

### Do eServices MO or MTL Click have ads?

MTL Click shows ads; eServices MO does not.

### Which is updated more often, eServices MO or MTL Click?

eServices MO ships an update every 3 months, and MTL Click weekly. Most recently, eServices MO was updated on September 20, 2026 and MTL Click on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*