# PeP vs Tosla

The clearest difference is rating: Tosla at 3.2 against PeP's 2.6. Tosla also leads on ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, review sentiment, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Tosla holds the better App Store score, 3.2 against 2.6. Both are backed by a comparable volume of ratings — 23 and 66 respectively. Written reviews complicate that: 25% of PeP's written reviews are positive against 21% of Tosla's, so the app with the better star average is not the one people write more warmly about.

PeP ships an update every 5 weeks, Tosla monthly. The most recent releases landed on October 12, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | PeP | Tosla |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.6 (23 ratings)](https://appshunter.io/ios/app/pep/id1382214732/reviews) | **[3.2 (66 ratings)](https://appshunter.io/ios/app/tosla/id1463160775/reviews)** |
| Number of ratings | 23 | **66** |
| Positive reviews | **25.0% of reviews** | 21.0% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 5 weeks | **Monthly** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 259 MB | 212 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [PALADYUM ELEKTRONIK PARA VE ODEME HIZMETLERI ANONIM SIRKETI](https://appshunter.io/developer/1382214731) | [AKÖde](https://appshunter.io/developer/1458106078) |

## What reviewers say

### PeP

[App page](https://appshunter.io/ios/app/pep/id1382214732)

Manage your finances with a user-friendly app that allows global money transfers, secure online shopping with virtual cards, and cashback rewards. Access instant loans and earn loyalty points for flights.

**Highlights:** Global money transfers to 65 countries, Secure virtual Visa cards for online shopping, Cashback rewards on purchases, Instant loans up to 50,000 TL, PeP Pegasus BolBol Card for flight rewards, Secure access with SMS OTP

**Features:** macOS Compatibility

**In-app purchases:** none


### Tosla

[App page](https://appshunter.io/ios/app/tosla/id1463160775)

Easily send and receive money with friends, split expenses, and shop securely online or in-store. Enjoy instant digital cards and physical cards for global use, with exclusive campaigns and rewards.

**Highlights:** Free 24/7 money transfers, Split expenses with friends, Load money easily, Withdraw cash or transfer to bank, Shop with physical and digital cards, Earn rewards and cashback, Quick registration

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is PeP free?

PeP is free to download, with no in-app purchases.

### Is Tosla free?

Tosla is free to download, with no in-app purchases.

### Which has better reviews, PeP or Tosla?

Tosla is rated higher. PeP averages 2.6 out of 5 from 23 ratings, while Tosla averages 3.2 from 66 ratings.

### Do PeP or Tosla have ads?

PeP shows ads; Tosla does not.

### Which is updated more often, PeP or Tosla?

PeP ships an update every 5 weeks, and Tosla monthly. Most recently, PeP was updated on October 12, 2026 and Tosla on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*