# PeP vs FUPS

The clearest difference is ads: FUPS at none against PeP's shown. FUPS also leads on update cadence (every 2 weeks vs every 5 weeks). PeP's advantage is iOS requirement (13.0 vs 15.6). On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

FUPS holds the better App Store score, 2.8 against 2.6. Both are backed by a comparable volume of ratings — 23 and 24 respectively. Written reviews split almost evenly too, at 25% and 25% positive.

PeP ships an update every 5 weeks, FUPS every 2 weeks. The most recent releases landed on October 12, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | PeP | FUPS |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.6 (23 ratings)](https://appshunter.io/ios/app/pep/id1382214732/reviews) | **[2.8 (24 ratings)](https://appshunter.io/ios/app/fups/id1529736037/reviews)** |
| Number of ratings | 23 | **24** |
| Positive reviews | 25.0% of reviews | 25.0% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 5 weeks | **Every 2 weeks** |
| Monetization | Free with in-app purchases | Freemium |
| Size | 259 MB | 226 MB |
| Requires iOS | **13.0** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [PALADYUM ELEKTRONIK PARA VE ODEME HIZMETLERI ANONIM SIRKETI](https://appshunter.io/developer/1382214731) | [Lydians Elektronik Para Hizmetleri A.S.](https://appshunter.io/developer/1481444249) |

## What reviewers say

### PeP

[App page](https://appshunter.io/ios/app/pep/id1382214732)

Manage your finances with a user-friendly app that allows global money transfers, secure online shopping with virtual cards, and cashback rewards. Access instant loans and earn loyalty points for flights.

**Highlights:** Global money transfers to 65 countries, Secure virtual Visa cards for online shopping, Cashback rewards on purchases, Instant loans up to 50,000 TL, PeP Pegasus BolBol Card for flight rewards, Secure access with SMS OTP

**Features:** macOS Compatibility

**In-app purchases:** none


### FUPS

[App page](https://appshunter.io/ios/app/fups/id1529736037)

Securely manage your finances with this app. Track budgets, make instant payments, send and receive money, and split expenses. Offers virtual and physical cards for convenient transactions and bill payments.

**Highlights:** Send and receive money via IBAN, QR Card for POS payments and ATM withdrawals, Split expenses before or after purchase, Secure in-app chat for financial coordination, Virtual card for secure recurring payments, Bill payments, Request money via payment link

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy and simple user interface
- 🚀 Fast application performance
- 💳 Multiple card types (real, unnamed, virtual)
- 🔒 Detailed transaction security monitoring
- 💰 No EFT time restrictions for transfers

**What reviewers complain about**

- ❌ Card declined frequently in-person and online
- 🚫 Severe restrictions on standard account features
- 💸 Money withdrawal/transfer limitations
- 🔐 Account blocking without clear explanation
- ⚠️ Premium account paywall for basic features

**Reported bugs**

- Application crashes and won't open
- Login failures and account access issues
- 3D verification timeout errors on iOS
- Password recovery not working
- OTP not functioning on iOS

**Requested features**

- Dark mode interface
- Biometric login (Face ID/Touch ID)
- Camera-based IBAN input instead of manual entry
- Improved UI/interface redesign
- Cashback and promotional campaigns


## Frequently asked questions

### Is PeP free?

PeP is free to download, with no in-app purchases.

### Is FUPS free?

FUPS is free to download, with no in-app purchases.

### Which has better reviews, PeP or FUPS?

FUPS is rated higher. PeP averages 2.6 out of 5 from 23 ratings, while FUPS averages 2.8 from 24 ratings.

### Do PeP or FUPS have ads?

PeP shows ads; FUPS does not.

### Which is updated more often, PeP or FUPS?

PeP ships an update every 5 weeks, and FUPS every 2 weeks. Most recently, PeP was updated on October 12, 2026 and FUPS on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*