# PeP vs Mükellef

The clearest difference is rating: Mükellef at 5.0 against PeP's 2.6. PeP's advantage is ratings volume (23 vs 1). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Mükellef holds the better App Store score, 5.0 against 2.6. That said, the two scores are not equally well evidenced: PeP has 23 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 25% of PeP's written reviews are positive against 19% of Mükellef's, so the app with the better star average is not the one people write more warmly about.

PeP ships an update every 5 weeks, Mükellef monthly. The most recent releases landed on September 9, 2026 and July 19, 2026 respectively.

## The numbers

| Metric | PeP | Mükellef |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.6 (23 ratings)](https://appshunter.io/ios/app/pep/id1382214732/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/mukellef/id1553886137/reviews)** |
| Number of ratings | **23** | 1 |
| Positive reviews | **25.0% of reviews** | 18.5% of reviews |
| In-app purchases | No | No |
| Ads | Yes | Yes |
| Update frequency | Every 5 weeks | **Monthly** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 259 MB | 104 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [PALADYUM ELEKTRONIK PARA VE ODEME HIZMETLERI ANONIM SIRKETI](https://appshunter.io/developer/1382214731) | [Mükellef Teknoloji A.Ş.](https://appshunter.io/developer/1693356629) |

## What reviewers say

### PeP

[App page](https://appshunter.io/ios/app/pep/id1382214732)

Manage your finances with a user-friendly app that allows global money transfers, secure online shopping with virtual cards, and cashback rewards. Access instant loans and earn loyalty points for flights.

**Highlights:** Global money transfers to 65 countries, Secure virtual Visa cards for online shopping, Cashback rewards on purchases, Instant loans up to 50,000 TL, PeP Pegasus BolBol Card for flight rewards, Secure access with SMS OTP

**Features:** macOS Compatibility

**In-app purchases:** none


### Mükellef

[App page](https://appshunter.io/ios/app/mukellef/id1553886137)

Establish and manage your company finances seamlessly from your mobile device. This app offers company formation, financial tracking, and access to additional business services. Grow your business with integrated tools and support.

**Highlights:** Online company formation and management, View company details and documents, Access to additional business services, Track payments and access accounting software, Upload receipts and invoices, Tax notifications and calendar integration, Apply for loans and financing

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is PeP free?

PeP is free to download, with no in-app purchases.

### Is Mükellef free?

Mükellef is free to download, with no in-app purchases.

### Which has better reviews, PeP or Mükellef?

Mükellef is rated higher. PeP averages 2.6 out of 5 from 23 ratings, while Mükellef averages 5.0 from 1 ratings.

### Do PeP or Mükellef have ads?

Both PeP and Mükellef show ads.

### Which is updated more often, PeP or Mükellef?

PeP ships an update every 5 weeks, and Mükellef monthly. Most recently, PeP was updated on September 9, 2026 and Mükellef on July 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*