# PeP vs moneytolia

The clearest difference is rating: PeP at 2.5 against moneytolia's 1.0. PeP also leads on ratings volume (24 vs 2) and iOS requirement (13.0 vs 15.6). moneytolia's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PeP holds the better App Store score, 2.5 against 1.0. That said, the two scores are not equally well evidenced: PeP has 24 ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 25% of PeP's written reviews are positive against 33% of moneytolia's, so the app with the better star average is not the one people write more warmly about.

PeP ships an update every 5 weeks, moneytolia fortnightly. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | PeP | moneytolia |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.5 (24 ratings)](https://appshunter.io/ios/app/pep/id1382214732/reviews)** | [1.0 (2 ratings)](https://appshunter.io/ios/app/moneytolia/id1663450445/reviews) |
| Number of ratings | **24** | 2 |
| Positive reviews | 25.0% of reviews | **33.3% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 5 weeks | **Fortnightly** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 259 MB | 294 MB |
| Requires iOS | **13.0** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [PALADYUM ELEKTRONIK PARA VE ODEME HIZMETLERI ANONIM SIRKETI](https://appshunter.io/developer/1382214731) | [moneytolia](https://appshunter.io/developer/1565035115) |

## What reviewers say

### PeP

[App page](https://appshunter.io/ios/app/pep/id1382214732)

Manage your finances with a user-friendly app that allows global money transfers, secure online shopping with virtual cards, and cashback rewards. Access instant loans and earn loyalty points for flights.

**Highlights:** Global money transfers to 65 countries, Secure virtual Visa cards for online shopping, Cashback rewards on purchases, Instant loans up to 50,000 TL, PeP Pegasus BolBol Card for flight rewards, Secure access with SMS OTP

**Features:** macOS Compatibility

**In-app purchases:** none


### moneytolia

[App page](https://appshunter.io/ios/app/moneytolia/id1663450445)

Manage all your financial transactions from a single app. Send money domestically and internationally, use a global card for purchases, and track your spending. Easily pay bills, request money, and make instant purchases.

**Highlights:** International money transfers, Virtual and physical card usage, Bill and credit card payments, Money request feature, Moneyback rewards, Split payments, Game and digital code purchases

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PeP free?

PeP is free to download, with no in-app purchases.

### Is moneytolia free?

moneytolia is free to download, with no in-app purchases.

### Which has better reviews, PeP or moneytolia?

PeP is rated higher. PeP averages 2.5 out of 5 from 24 ratings, while moneytolia averages 1.0 from 2 ratings.

### Do PeP or moneytolia have ads?

PeP shows ads; moneytolia does not.

### Which is updated more often, PeP or moneytolia?

PeP ships an update every 5 weeks, and moneytolia fortnightly. Most recently, PeP was updated on November 2, 2026 and moneytolia on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*