# PeP vs AHL Pay

The clearest difference is ads: AHL Pay at none against PeP's shown. PeP's advantage is iOS requirement (13.0 vs 16.0). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PeP ships an update every 5 weeks, AHL Pay monthly. The most recent releases landed on September 9, 2026 and September 10, 2026 respectively.

## The numbers

| Metric | PeP | AHL Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.6 (23 ratings)](https://appshunter.io/ios/app/pep/id1382214732/reviews)** | — |
| Number of ratings | **23** | — |
| Positive reviews | 25.0% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 5 weeks | **Monthly** |
| Monetization | Free with in-app purchases | — |
| Size | 259 MB | 237 MB |
| Requires iOS | **13.0** | 16.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 17+ | 12+ |
| Developer | [PALADYUM ELEKTRONIK PARA VE ODEME HIZMETLERI ANONIM SIRKETI](https://appshunter.io/developer/1382214731) | [AHLATCI ODEME VE ELEKTRONIK PARA HIZMETLERI A.S.](https://appshunter.io/developer/1808645535) |

## What reviewers say

### PeP

[App page](https://appshunter.io/ios/app/pep/id1382214732)

Manage your finances with a user-friendly app that allows global money transfers, secure online shopping with virtual cards, and cashback rewards. Access instant loans and earn loyalty points for flights.

**Highlights:** Global money transfers to 65 countries, Secure virtual Visa cards for online shopping, Cashback rewards on purchases, Instant loans up to 50,000 TL, PeP Pegasus BolBol Card for flight rewards, Secure access with SMS OTP

**Features:** macOS Compatibility

**In-app purchases:** none


### AHL Pay

[App page](https://appshunter.io/ios/app/ahl-pay/id6443716011)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is PeP free?

PeP is free to download, with no in-app purchases.

### Is AHL Pay free?

AHL Pay is free to download, with no in-app purchases.

### Do PeP or AHL Pay have ads?

PeP shows ads; AHL Pay does not.

### Which is updated more often, PeP or AHL Pay?

PeP ships an update every 5 weeks, and AHL Pay monthly. Most recently, PeP was updated on September 9, 2026 and AHL Pay on September 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*