# PeP vs Rubikpara

The clearest difference is review sentiment: Rubikpara at 67% against PeP's 25%. Rubikpara also leads on ads (none vs shown) and monetization model (free vs free with in-app purchases). PeP's advantage is iOS requirement (13.0 vs 15.0). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PeP ships an update every 5 weeks, Rubikpara every 4 weeks. The most recent releases landed on September 9, 2026 and September 19, 2026 respectively.

## The numbers

| Metric | PeP | Rubikpara |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.6 (23 ratings)](https://appshunter.io/ios/app/pep/id1382214732/reviews)** | — |
| Number of ratings | **23** | — |
| Positive reviews | 25.0% of reviews | **66.7% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 5 weeks | **Every 4 weeks** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 259 MB | 199 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 17+ | 17+ |
| Developer | [PALADYUM ELEKTRONIK PARA VE ODEME HIZMETLERI ANONIM SIRKETI](https://appshunter.io/developer/1382214731) | [RUBIK ELEKTRONIK PARA VE ODEME HIZMETLERI ANONIM SIRKETI](https://appshunter.io/developer/1693784211) |

## What reviewers say

### PeP

[App page](https://appshunter.io/ios/app/pep/id1382214732)

Manage your finances with a user-friendly app that allows global money transfers, secure online shopping with virtual cards, and cashback rewards. Access instant loans and earn loyalty points for flights.

**Highlights:** Global money transfers to 65 countries, Secure virtual Visa cards for online shopping, Cashback rewards on purchases, Instant loans up to 50,000 TL, PeP Pegasus BolBol Card for flight rewards, Secure access with SMS OTP

**Features:** macOS Compatibility

**In-app purchases:** none


### Rubikpara

[App page](https://appshunter.io/ios/app/rubikpara/id6450535080)

Manage your finances with ease. Open a free account, send money, perform transactions, and join campaigns. This regulated electronic money institution offers convenient financial services.

**Highlights:** Free account opening, Deposit and withdraw money, Send and receive money 24/7, QR code transactions, Participate in campaigns, Regulated by Central Bank of Turkey

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is PeP free?

PeP is free to download, with no in-app purchases.

### Is Rubikpara free?

Rubikpara is free to download, with no in-app purchases.

### Do PeP or Rubikpara have ads?

PeP shows ads; Rubikpara does not.

### Which is updated more often, PeP or Rubikpara?

PeP ships an update every 5 weeks, and Rubikpara every 4 weeks. Most recently, PeP was updated on September 9, 2026 and Rubikpara on September 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*