# OPTIM SOFT TOKEN vs BTL Mobile Banking

The clearest difference is update cadence: BTL Mobile Banking at every 3 weeks against OPTIM SOFT TOKEN's every 9 months. OPTIM SOFT TOKEN's advantage is iOS requirement (13.0 vs 16.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

OPTIM SOFT TOKEN ships an update every 9 months, BTL Mobile Banking every 3 weeks. The most recent releases landed on September 10, 2026 and September 20, 2026 respectively.

## The numbers

| Metric | OPTIM SOFT TOKEN | BTL Mobile Banking |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 9 months | **Every 3 weeks** |
| Size | 4 MB | 64 MB |
| Requires iOS | **13.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [CA-CIB](https://appshunter.io/developer/1084455792) | [Banque Transatlantique Luxembourg SA](https://appshunter.io/developer/1438084587) |

## What reviewers say

### OPTIM SOFT TOKEN

[App page](https://appshunter.io/ios/app/optim-soft-token/id1382710736)

**Features:** macOS Compatibility

**In-app purchases:** none


### BTL Mobile Banking

[App page](https://appshunter.io/ios/app/btl-mobile-banking/id1438084588)

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is OPTIM SOFT TOKEN free?

OPTIM SOFT TOKEN is free to download, with no in-app purchases.

### Is BTL Mobile Banking free?

BTL Mobile Banking is free to download, with no in-app purchases.

### Do OPTIM SOFT TOKEN or BTL Mobile Banking have ads?

Neither OPTIM SOFT TOKEN nor BTL Mobile Banking shows ads.

### Which is updated more often, OPTIM SOFT TOKEN or BTL Mobile Banking?

OPTIM SOFT TOKEN ships an update every 9 months, and BTL Mobile Banking every 3 weeks. Most recently, OPTIM SOFT TOKEN was updated on September 10, 2026 and BTL Mobile Banking on September 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*