# OPTIM SOFT TOKEN vs SMBC Digital

The clearest difference is iOS requirement: OPTIM SOFT TOKEN at 13.0 against SMBC Digital's 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

OPTIM SOFT TOKEN ships an update every 9 months, SMBC Digital every 8 months. The most recent releases landed on September 28, 2026 and September 14, 2026 respectively.

## The numbers

| Metric | OPTIM SOFT TOKEN | SMBC Digital |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 9 months | **Every 8 months** |
| Size | 4 MB | 19 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [CA-CIB](https://appshunter.io/developer/1084455792) | [SMBC Bank International plc](https://appshunter.io/developer/1493943821) |

## What reviewers say

### OPTIM SOFT TOKEN

[App page](https://appshunter.io/ios/app/optim-soft-token/id1382710736)

**Features:** macOS Compatibility

**In-app purchases:** none


### SMBC Digital

[App page](https://appshunter.io/ios/app/smbc-digital/id1510347816)

**In-app purchases:** none


## Frequently asked questions

### Is OPTIM SOFT TOKEN free?

OPTIM SOFT TOKEN is free to download, with no in-app purchases.

### Is SMBC Digital free?

SMBC Digital is free to download, with no in-app purchases.

### Do OPTIM SOFT TOKEN or SMBC Digital have ads?

Neither OPTIM SOFT TOKEN nor SMBC Digital shows ads.

### Which is updated more often, OPTIM SOFT TOKEN or SMBC Digital?

OPTIM SOFT TOKEN ships an update every 9 months, and SMBC Digital every 8 months. Most recently, OPTIM SOFT TOKEN was updated on September 28, 2026 and SMBC Digital on September 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*