# FAB Mobile vs OnePay

The clearest difference is monetization model: FAB Mobile at free against OnePay's free with in-app purchases. FAB Mobile also leads on device support (4 vs 2) and iOS requirement (14.0 vs 16.4). OnePay's advantage is rating (4.9 vs 4.6) and ratings volume (443K vs 9K). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

OnePay holds the better App Store score, 4.9 against 4.6. That said, the two scores are not equally well evidenced: OnePay has 443K ratings behind it against 9K, so its average is the more settled of the two. Written reviews point the same way: 43% of FAB Mobile's written reviews are positive against 60% of OnePay's.

FAB Mobile ships an update every 10 days, OnePay every 6 days. The most recent releases landed on September 24, 2026 and September 25, 2026 respectively.

## The numbers

| Metric | FAB Mobile | OnePay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (9K ratings)](https://appshunter.io/ios/app/fab-mobile/id1383237548/reviews) | **[4.9 (443K ratings)](https://appshunter.io/ios/app/onepay-mobile-banking/id1494523953/reviews)** |
| Number of ratings | 9K | **443K** |
| Positive reviews | 43.0% of reviews | **60.4% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 10 days | **Every 6 days** |
| Monetization | **Free** | Free with in-app purchases |
| Best chart rank | — | **#7** |
| Size | 747 MB | 184 MB |
| Requires iOS | **14.0** | 16.4 |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [First Abu Dhabi Bank](https://appshunter.io/developer/1291753847) | [One Finance, Inc.](https://appshunter.io/developer/1477126814) |

## What reviewers say

### FAB Mobile

[App page](https://appshunter.io/ios/app/fab-mobile/id1383237548)

Manage your everyday banking needs from anywhere with this mobile application. It allows you to spend, save, and stay on top of your finances. New customers can open accounts and apply for products without visiting a branch.

**Highlights:** View balances and e-statements, Pay utility bills, Activate cards, Apply for loans and credit cards, Earn and redeem rewards, Free instant transfers, Biometric login

**Features:** macOS Compatibility, Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Convenient and easy to use
- 👍 Great mobile banking app
- 💡 Excellent online and mobile banking services
- 🔒 Secure and reliable
- 🚀 Fast and smooth transactions

**What reviewers complain about**

- 🐛 App crashes and freezes frequently
- 🐛 Registration and login issues
- 💰 Unexpected charges and deductions
- ⚠️ Poor customer support and unresponsive
- 🐛 Compatibility issues with new devices/IDs

**Reported bugs**

- App not recognizing new Emirates ID
- Facial recognition and NFC scan not working
- Repeated requests for registration and verification
- Transactions not showing up correctly
- Accounts not linking properly

**Requested features**

- Live chat support
- Ability to close account through app
- Improved beneficiary management
- Copy/paste functionality for account numbers
- Seamless integration between accounts


### OnePay

[App page](https://appshunter.io/ios/app/onepay-mobile-banking/id1494523953)

**Currently charting:** #7 Top Free · Finance, #111 Top Free (US App Store)

Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

**Highlights:** Early pay and rewards, High-yield savings accounts, Cash back credit card, Affordable wireless plans, Credit builder loan, Buy now, pay later

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Efficient banking features
- 🔒 Secure transactions
- 👍 Intuitive user interface
- 💡 Useful budgeting tools
- 🤑 Generous cash back and rewards

**What reviewers complain about**

- 🐛 Unreliable app performance
- 🤯 Frustrating account changes
- 🤔 Lack of transparency
- 🙅‍♀️ Poor customer service
- 💸 Unexpected fees and charges

**Reported bugs**

- Frequent app crashes
- Delayed transaction updates
- Issues with account access
- Incorrect account balances

**Requested features**

- Mobile check deposit
- Instant fund transfers
- More customization options
- Improved transaction search
- Joint account management


## Frequently asked questions

### Is FAB Mobile free?

FAB Mobile is free to download, with no in-app purchases.

### Is OnePay free?

OnePay is free to download, with no in-app purchases.

### Which has better reviews, FAB Mobile or OnePay?

OnePay is rated higher. FAB Mobile averages 4.6 out of 5 from 9K ratings, while OnePay averages 4.9 from 443K ratings.

### Do FAB Mobile or OnePay have ads?

Neither FAB Mobile nor OnePay shows ads.

### Which is updated more often, FAB Mobile or OnePay?

FAB Mobile ships an update every 10 days, and OnePay every 6 days. Most recently, FAB Mobile was updated on September 24, 2026 and OnePay on September 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*