# WRG Policyholder vs FNBapp

The clearest difference is review sentiment: FNBapp at 100% against WRG Policyholder's 0%. FNBapp also leads on rating (4.9 vs 2.1) and update cadence (monthly vs every 4 months). WRG Policyholder's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (13.0 vs 18.4). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

FNBapp holds the better App Store score, 4.9 against 2.1. That said, the two scores are not equally well evidenced: FNBapp has 258 ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 0% of WRG Policyholder's written reviews are positive against 100% of FNBapp's.

WRG Policyholder ships an update every 4 months, FNBapp monthly. The most recent releases landed on October 29, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | WRG Policyholder | FNBapp |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.1 (7 ratings)](https://appshunter.io/ios/app/wrg-policyholder/id1383720754/reviews) | **[4.9 (258 ratings)](https://appshunter.io/ios/app/fnbapp/id6478633746/reviews)** |
| Number of ratings | 7 | **258** |
| Positive reviews | 0.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Monthly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 7 MB | 198 MB |
| Requires iOS | **13.0** | 18.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Western Reserve Group](https://appshunter.io/developer/1383720753) | [The First National Bank of McConnelsville](https://appshunter.io/developer/537750671) |

## What reviewers say

### WRG Policyholder

[App page](https://appshunter.io/ios/app/wrg-policyholder/id1383720754)

Manage your insurance policies, view policy and agent details, and access personal auto mobile ID cards. Make quick and simple payments through direct links to the payment portal.

**Highlights:** View auto, home, umbrella, and dwelling fire policies, Access agency details, Make quick and simple payments, Store personal auto mobile ID cards, Direct links to payment portal

**Features:** macOS Compatibility

**In-app purchases:** none


### FNBapp

[App page](https://appshunter.io/ios/app/fnbapp/id6478633746)

Manage your money with this personal finance tool. Set up alerts, make payments, transfer funds, and deposit checks easily. Secure your account with a passcode or biometrics.

**Highlights:** Financial alerts, Make payments, Transfer money, Mobile check deposit, View statements, Find branches/ATMs, Account security

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is WRG Policyholder free?

WRG Policyholder is free to download, with no in-app purchases.

### Is FNBapp free?

FNBapp is free to download, with no in-app purchases.

### Which has better reviews, WRG Policyholder or FNBapp?

FNBapp is rated higher. WRG Policyholder averages 2.1 out of 5 from 7 ratings, while FNBapp averages 4.9 from 258 ratings.

### Do WRG Policyholder or FNBapp have ads?

Neither WRG Policyholder nor FNBapp shows ads.

### Which is updated more often, WRG Policyholder or FNBapp?

WRG Policyholder ships an update every 4 months, and FNBapp monthly. Most recently, WRG Policyholder was updated on October 29, 2026 and FNBapp on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*