Comparison

iSave.MCBFunds vs Sarmaaya

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

iSave.MCBFunds

Invest in mutual funds online to achieve your savings goals. Manage your finances, make transactions, and grow your money with automated investment options and helpful planning tools. Offers 24/7 support for your investment journey.

Highlights
  • Online mutual fund investment
  • Savings goal management
  • On-the-go transaction performance
  • Automated SIP investments
  • Portfolio overview
  • Account statement generation
  • Savings planning calculators
Features
Read full description

For the first time in Pakistan, become a Mutual Funds investor online and start saving for all your saving goals, no matter how big. iSave brings you the financial flexibility to manage your savings, perform transactions and make money on your savings! Just create your account today to enjoy the following features: - Ability to Perform Transactions on-the-go - Automated investment requests with SIP - Portfolio View at First Glance - Account Statement generation online - Calculators to plan your saving journey - 24/7 Support Disclaimer: All investments in mutual fund are subject to market risks. Please read the offering document to understand the investment policies and the risk involved.

About

Sarmaaya

Manage your investments and track your wealth across various asset classes. Monitor PSX stocks, mutual funds, ETFs, gold, forex, and more in one place. Gain insights into portfolio performance, profit, loss, and returns with real-time alerts and analysis tools.

Highlights
  • Portfolio tracking for PSX stocks, mutual funds, ETFs, gold, forex, commodities, and cash
  • Real-time market information and stock prices
  • Performance, profit, loss, and return analytics
  • Personalized watchlists and real-time alerts
  • Mutual fund NAV tracking
  • Investment calculators (ROI, SIP, Deduction)
Features
Read full description

Take control of your investments with Sarmaaya, an investment portfolio tracker and wealth management app built for investors and traders. Create your portfolio, add the investments you already own, and track everything in one place. Monitor your holdings across PSX stocks, mutual funds, ETFs, gold, forex, commodities, and cash. Clearly understand your portfolio performance, profit, loss, and overall returns. Follow the Pakistan Stock Exchange, monitor the Pakistan stock market, and understand how your investment portfolio is performing. Whether you are building a PSX portfolio, managing a stock portfolio, or tracking multiple asset classes, Sarmaaya helps you organize your holdings and make more informed investment decisions. TRACK YOUR PSX STOCKS Follow PSX stocks with live market information, real-time prices, stock performance, and useful insights. Monitor market movements and keep your investments organized without managing multiple spreadsheets. Use Sarmaaya as a PSX stock market app to follow companies listed on the Pakistan Stock Exchange, monitor stock prices, and create a personalized watchlist for the investments that matter to you. PSX PORTFOLIO TRACKER Build and monitor your PSX portfolio with a clear view of your holdings, performance, gains, and losses. Use Sarmaaya as a PSX portfolio tracker to understand how individual stocks contribute to your overall portfolio. Track your stock portfolio and review important metrics with portfolio analytics and detailed performance insights to better understand your investment returns. STOCK ANALYSIS & REAL-TIME ALERTS Go beyond portfolio tracking with stock analysis tools that help you understand company performance, market trends, and important stock information. Create a personalized watchlist and receive real-time stock alerts for earnings, payouts, board meetings, insider trades, and significant price movements. MUTUAL FUND TRACKER Track your mutual funds and monitor NAV movements, returns, allocations, and fund performance in one place. Use Sarmaaya as a mutual fund tracker to organize your existing holdings and build a mutual fund portfolio. Review your mutual fund investments alongside PSX stocks, ETFs, gold, forex, and other assets. For investors looking for a Pakistan mutual fund tracker, Sarmaaya provides a convenient way to monitor mutual fund investments and performance. INVESTMENT & PORTFOLIO MANAGEMENT Keep your investment portfolio organized and monitor holdings, performance, gains, losses, and returns from one place. Sarmaaya makes investment tracking easier with portfolio management tools, asset allocation insights, and clear performance analytics. Use the investment portfolio tracker to monitor the assets you already own and understand how your overall portfolio is performing across different investment categories. POWERFUL INVESTMENT CALCULATORS Access useful financial tools, including an ROI Calculator, SIP Calculator, and Deduction Calculator. Use the ROI Calculator to evaluate investment performance and the SIP Calculator to explore regular investment scenarios. TAX, CGT & FILER TOOLS Understand your investment tax position with capital gains tax and CGT tools. Check your filer status and use the capital gains tax calculator for Pakistan to estimate potential tax on investment gains. DIVIDENDS & REPORTS Track dividend income and review investment reports to understand portfolio performance, gains, losses, and returns over time. Create your portfolio, track your holdings, understand your profit and loss, analyze performance, and make more informed investment decisions with Sarmaaya. Download Sarmaaya and start tracking your investment portfolio today.

Screenshots

iSave.MCBFunds4 screens
Sarmaaya4 screens

Verdict

The call

The clearest difference is rating: iSave.MCBFunds at 3.9 against Sarmaaya's 2.3. iSave.MCBFunds also leads on in-app purchases (none vs 6) and review sentiment (44% vs 33%). Sarmaaya's advantage is update cadence (every 5 weeks vs every 3 months). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Sarmaaya sells 6 in-app purchases, starting at $4.99 per month. iSave.MCBFunds asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

iSave.MCBFunds holds the better App Store score, 3.9 against 2.3. Both are backed by a comparable volume of ratings — 14 and 3 respectively. Written reviews point the same way: 44% of iSave.MCBFunds's written reviews are positive against 33% of Sarmaaya's.

UpkeepUpdate frequency

iSave.MCBFunds ships an update every 3 months, Sarmaaya every 5 weeks. The most recent releases landed on November 2, 2026 and November 8, 2026 respectively.

Scorecard7 real differences · 3 level
iSave.MCBFunds versus Sarmaaya: the parameters behind the verdict, then further details
ParameteriSave.MCBFundsSarmaaya
PriceFreeFree
Rating3.9 (14 ratings) — better2.3 (3 ratings)
Positive reviews43.8% of reviews — better33.3% of reviews
Number of ratings14 — better3
Update frequencyEvery 3 monthsEvery 5 weeks — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFreemium
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS13.0 — better17.6
Further details — not scored
Size35 MB82 MB
Age rating4+4+
DeveloperMCB Arif Habib Savings and Investment ltdabcData

Customer experience

iSave.MCBFunds

All ratings14 ratings
Positive71.4%
Neutral7.1%
Negative21.4%
Written reviews16 reviews
Positive43.8%
Neutral6.3%
Negative50.0%

Sarmaaya

All ratings3 ratings
Positive33.3%
Neutral0.0%
Negative66.7%
Written reviews3 reviews
Positive33.3%
Neutral0.0%
Negative66.7%

In-app purchases

None

iSave.MCBFunds

No in-app purchases

6 purchases

Sarmaaya

Subscriptions6
  • Lite Monthly1 Month trial$4.991 Month
  • Pro Monthly1 Month trial$19.991 Month
  • Premium Monthly1 Month trial$29.991 Month
Show 3 more
  • Lite Yearly1 Month trial$49.991 Year
  • Pro Yearly1 Month trial$199.991 Year
  • Premium Yearly1 Month trial$299.991 Year

Questions

Is iSave.MCBFunds free?
iSave.MCBFunds is free to download, with no in-app purchases.
Is Sarmaaya free?
Sarmaaya is free to download, with in-app purchases available.
Which has better reviews, iSave.MCBFunds or Sarmaaya?
iSave.MCBFunds is rated higher. iSave.MCBFunds averages 3.9 out of 5 from 14 ratings, while Sarmaaya averages 2.3 from 3 ratings.
Do iSave.MCBFunds or Sarmaaya have ads?
Neither iSave.MCBFunds nor Sarmaaya shows ads.
Which is updated more often, iSave.MCBFunds or Sarmaaya?
iSave.MCBFunds ships an update every 3 months, and Sarmaaya every 5 weeks. Most recently, iSave.MCBFunds was updated on November 2, 2026 and Sarmaaya on November 8, 2026.

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