# MyCOBenefits vs Westerra CU

The clearest difference is review sentiment: MyCOBenefits at 67% against Westerra CU's 12%. MyCOBenefits also leads on rating (4.5 vs 2.7) and ratings volume (5.5K vs 203). Westerra CU's advantage is device support (3 vs 1) and iOS requirement (15.0 vs 18.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MyCOBenefits holds the better App Store score, 4.5 against 2.7. That said, the two scores are not equally well evidenced: MyCOBenefits has 5.5K ratings behind it against 203, so its average is the more settled of the two. Written reviews point the same way: 67% of MyCOBenefits's written reviews are positive against 12% of Westerra CU's.

MyCOBenefits ships an update monthly, Westerra CU every 3 weeks. The most recent releases landed on November 6, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | MyCOBenefits | Westerra CU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (5.5K ratings)](https://appshunter.io/ios/app/mycobenefits/id1385079676/reviews)** | [2.7 (203 ratings)](https://appshunter.io/ios/app/westerra-cu/id1627076819/reviews) |
| Number of ratings | **5.5K** | 203 |
| Positive reviews | **67.1% of reviews** | 12.1% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 93 MB | 383 MB |
| Requires iOS | 18.0 | **15.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [State of Colorado](https://appshunter.io/developer/949663983) | [Westerra Credit Union](https://appshunter.io/developer/739468074) |

## What reviewers say

### MyCOBenefits

[App page](https://appshunter.io/ios/app/mycobenefits/id1385079676)

Manage your food and cash assistance benefits securely from your phone. Apply for programs, update your information, view EBT card details, and find local services. Access nutrition tips and workforce program information.

**Highlights:** Apply for food and cash benefits, Complete recertification, Update household and income information, View EBT card balance and transactions, Manage workforce program appointments, Find local social services offices

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Convenient and easy to use
- 🔒 Secure login options
- 👍 User-friendly interface
- 💡 Helpful for checking balances and benefits
- 👍 Streamlines application and recertification process

**What reviewers complain about**

- 🐛 Frequent crashes and glitches
- 🐛 Login issues and password reset problems
- 🐛 Slow loading times
- 🐛 Inconsistent functionality between app and website
- 🔋 High battery consumption

**Reported bugs**

- Citizenship details screen not functioning properly
- Blank screens and crashes on login
- Inability to access previous applications
- Notifications not always showing up in a timely manner

**Requested features**

- Ability to apply and recertify directly through the app
- Improved document upload and correspondence features
- Integration with other state services
- Facial recognition or biometric login options
- Offline access and syncing capabilities


### Westerra CU

[App page](https://appshunter.io/ios/app/westerra-cu/id1627076819)

Manage your money on the go with this secure digital banking app. View balances, transfer funds, pay bills, deposit checks, and analyze spending. Receive notifications and find ATMs.

**Highlights:** View account balances and history, Transfer funds, Pay bills and people, Mobile check deposit, Spending analysis, Notifications, Secure messaging

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use app
- 👍 User-friendly interface
- 💡 Ability to view all accounts with one login
- 🚀 Clean and fast app

**What reviewers complain about**

- 🐛 Frequent login issues
- 🐛 Unreliable app performance
- 🐛 Inability to access accounts
- 🐛 Buggy check deposit feature
- 🐛 Lack of real-time balance updates

**Reported bugs**

- App crashes frequently
- Scheduled transfers not working
- Incorrect account balances displayed
- Login credentials not recognized

**Requested features**

- Add Zelle integration
- Improve bill pay functionality
- Allow customization of account order
- Provide more detailed transaction information


## Frequently asked questions

### Is MyCOBenefits free?

MyCOBenefits is free to download, with no in-app purchases.

### Is Westerra CU free?

Westerra CU is free to download, with no in-app purchases.

### Which has better reviews, MyCOBenefits or Westerra CU?

MyCOBenefits is rated higher. MyCOBenefits averages 4.5 out of 5 from 5.5K ratings, while Westerra CU averages 2.7 from 203 ratings.

### Do MyCOBenefits or Westerra CU have ads?

Neither MyCOBenefits nor Westerra CU shows ads.

### Which is updated more often, MyCOBenefits or Westerra CU?

MyCOBenefits ships an update monthly, and Westerra CU every 3 weeks. Most recently, MyCOBenefits was updated on November 6, 2026 and Westerra CU on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*