# myUHM vs Truv

The clearest difference is rating: myUHM at 4.1 against Truv's 3.4. myUHM also leads on review sentiment (25% vs 0%) and ratings volume (78 vs 11). Truv's advantage is iOS requirement (15.0 vs 18.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

myUHM holds the better App Store score, 4.1 against 3.4. That said, the two scores are not equally well evidenced: myUHM has 78 ratings behind it against 11, so its average is the more settled of the two. Written reviews point the same way: 25% of myUHM's written reviews are positive against 0% of Truv's.

Both ship on a similar rhythm, roughly every 3 months. Both last shipped on October 24, 2026.

## The numbers

| Metric | myUHM | Truv |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.1 (78 ratings)](https://appshunter.io/ios/app/myuhm/id1385161056/reviews)** | [3.4 (11 ratings)](https://appshunter.io/ios/app/truv/id6450372775/reviews) |
| Number of ratings | **78** | 11 |
| Positive reviews | **25.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | Every 3 months |
| Monetization | Free | Free |
| Size | 102 MB | 9 MB |
| Requires iOS | 18.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Union Home Mortgage Corp](https://appshunter.io/developer/997431243) | [Truv, Inc.](https://appshunter.io/developer/1603488125) |

## What reviewers say

### myUHM

[App page](https://appshunter.io/ios/app/myuhm/id1385161056)

Streamline your home buying journey with this user-friendly app. Obtain a prequalification letter in minutes, securely upload documents, and communicate with your loan officer. Stay informed about your application status from start to finish.

**Highlights:** Get prequalified in minutes, Secure document upload, In-app communication with loan officer, Track application status, Personalized mortgage advisor support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Truv

[App page](https://appshunter.io/ios/app/truv/id6450372775)

Securely verify your income and employment with this financial tool. It simplifies connecting to payroll providers for direct deposit switching and retrieving underwriting data. Manage financial operations with ease on a user-friendly platform.

**Highlights:** Income verification, Employment verification, Direct Deposit Switch, Connect to payroll providers, Retrieve underwriting data, Resolve disputes

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is myUHM free?

myUHM is free to download, with no in-app purchases.

### Is Truv free?

Truv is free to download, with no in-app purchases.

### Which has better reviews, myUHM or Truv?

myUHM is rated higher. myUHM averages 4.1 out of 5 from 78 ratings, while Truv averages 3.4 from 11 ratings.

### Do myUHM or Truv have ads?

Neither myUHM nor Truv shows ads.

### Which is updated more often, myUHM or Truv?

myUHM ships an update every 3 months, and Truv every 3 months. Most recently, myUHM was updated on October 24, 2026 and Truv on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*