# Bitcoin RateChange vs Monibac

The clearest difference is ads: Monibac at none against Bitcoin RateChange's shown. Bitcoin RateChange's advantage is iOS requirement (13.0 vs 15.5). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Bitcoin RateChange ships an update every 5 months, Monibac every 3 months. The most recent releases landed on October 3, 2026 and October 22, 2026 respectively.

## The numbers

| Metric | Bitcoin RateChange | Monibac |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[2.8 (87 ratings)](https://appshunter.io/ios/app/monibac/id1670621261/reviews)** |
| Number of ratings | — | **87** |
| Positive reviews | — | 17.9% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 5 months | **Every 3 months** |
| Monetization | — | Free with in-app purchases |
| Size | 6 MB | 68 MB |
| Requires iOS | **13.0** | 15.5 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Yurii Sushko](https://appshunter.io/developer/1368611820) | [Prime Zone Limited](https://appshunter.io/developer/1670621263) |

## What reviewers say

### Bitcoin RateChange

[App page](https://appshunter.io/ios/app/bitcoin-ratechange/id1385513573)

**Features:** macOS Compatibility

**In-app purchases:** none


### Monibac

[App page](https://appshunter.io/ios/app/monibac/id1670621261)

Access collateral-free loans and earn interest on savings. This app allows users to save, withdraw, and get loans up to 150% of their savings after three months. Enjoy transparent loan terms and repayment reminders.

**Highlights:** Collateral-free loans, Earn interest on savings, Loans up to 150% of savings, Transparent loan terms, Monthly repayment reminders, Lock savings for interest

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Bitcoin RateChange free?

Bitcoin RateChange is free to download, with no in-app purchases.

### Is Monibac free?

Monibac is free to download, with no in-app purchases.

### Do Bitcoin RateChange or Monibac have ads?

Bitcoin RateChange shows ads; Monibac does not.

### Which is updated more often, Bitcoin RateChange or Monibac?

Bitcoin RateChange ships an update every 5 months, and Monibac every 3 months. Most recently, Bitcoin RateChange was updated on October 3, 2026 and Monibac on October 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*