# APPLI SGA vs Moneco

The clearest difference is update cadence: Moneco at every 5 days against APPLI SGA's every 3 months. Moneco also leads on rating (4.4 vs 4.0) and review sentiment (58% vs 36%). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Moneco holds the better App Store score, 4.4 against 4.0. That said, the two scores are not equally well evidenced: Moneco has 104 ratings behind it against 11, so its average is the more settled of the two. Written reviews point the same way: 36% of APPLI SGA's written reviews are positive against 58% of Moneco's.

APPLI SGA ships an update every 3 months, Moneco every 5 days. The most recent releases landed on October 26, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | APPLI SGA | Moneco |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (11 ratings)](https://appshunter.io/ios/app/appli-sga/id1385575100/reviews) | **[4.4 (104 ratings)](https://appshunter.io/ios/app/moneco/id6444921877/reviews)** |
| Number of ratings | 11 | **104** |
| Positive reviews | 36.4% of reviews | **58.2% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 5 days** |
| Monetization | Free | Free |
| Size | 36 MB | 117 MB |
| Requires iOS | 15.0 | 15 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [SPA SOCIETE GENERALE ALGERIE](https://appshunter.io/developer/1385575099) | [Moneco France](https://appshunter.io/developer/1639960314) |

## What reviewers say

### APPLI SGA

[App page](https://appshunter.io/ios/app/appli-sga/id1385575100)

Manage your bank accounts, perform transfers, and order checks with this modern, user-friendly banking application. Access account balances, transaction history, and card management features 24/7. Securely handle sensitive operations and receive real-time alerts for peace of mind.

**Highlights:** Real-time account balance viewing, Transaction history consultation, RIB and bank statement download, Account-to-account and beneficiary transfers, Bank card management, Checkbook and bank check ordering, Credit simulations, Branch and ATM locator

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Moneco

[App page](https://appshunter.io/ios/app/moneco/id6444921877)

Open an international bank account in minutes from your phone. Send and receive money securely in EUR and USD with a virtual card. Enjoy higher transfer limits and hassle-free international banking.

**Highlights:** Open international bank account, Send and receive EUR and USD, Virtual payment card, Higher transfer limits, Multilingual support

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is APPLI SGA free?

APPLI SGA is free to download, with no in-app purchases.

### Is Moneco free?

Moneco is free to download, with no in-app purchases.

### Which has better reviews, APPLI SGA or Moneco?

Moneco is rated higher. APPLI SGA averages 4.0 out of 5 from 11 ratings, while Moneco averages 4.4 from 104 ratings.

### Do APPLI SGA or Moneco have ads?

Neither APPLI SGA nor Moneco shows ads.

### Which is updated more often, APPLI SGA or Moneco?

APPLI SGA ships an update every 3 months, and Moneco every 5 days. Most recently, APPLI SGA was updated on October 26, 2026 and Moneco on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*