# InDebt vs Motipay

The clearest difference is in-app purchases: Motipay at none against InDebt's 1. Motipay also leads on update cadence (weekly vs monthly) and iOS requirement (11.2 vs 18.6). On price, ads and device support there is nothing between them.

Both are free to download. InDebt sells 1 one-off in-app purchase. Motipay asks for nothing beyond the download.

InDebt ships an update monthly, Motipay weekly. Both last shipped on October 19, 2026.

## The numbers

| Metric | InDebt | Motipay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (2 ratings)](https://appshunter.io/ios/app/indebt/id1385708953/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | 58.8% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Monthly | **Weekly** |
| Monetization | Free with in-app purchases | — |
| Size | 29 MB | 25 MB |
| Requires iOS | 18.6 | **11.2** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Sergei Volkov](https://appshunter.io/developer/1385708952) | [Cormo Sp. z o. o.](https://appshunter.io/developer/1468340768) |

## What reviewers say

### InDebt

[App page](https://appshunter.io/ios/app/indebt/id1385708953)

Manage personal debts with interest and penalty tracking. Supports all currencies and offers data backup. Get notifications for overdue payments and view historical data.

**Highlights:** Interest and penalty calculation, Support for any currency, Data backup and restore, Debt payment history, Total profit calculation, Exportable history, Overdue debt notifications

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Purchasing the full version | $4.99 | one-time |


### Motipay

[App page](https://appshunter.io/ios/app/motipay/id1477957209)

**In-app purchases:** none


## Frequently asked questions

### Is InDebt free?

InDebt is free to download, with in-app purchases available.

### Is Motipay free?

Motipay is free to download, with no in-app purchases.

### Do InDebt or Motipay have ads?

Neither InDebt nor Motipay shows ads.

### Which is updated more often, InDebt or Motipay?

InDebt ships an update monthly, and Motipay weekly. Most recently, InDebt was updated on October 19, 2026 and Motipay on October 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*