# InDebt vs Where's Money

The clearest difference is rating: Where's Money at 5.0 against InDebt's 4.5. Where's Money also leads on update cadence (daily vs monthly) and review sentiment (82% vs 59%). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. InDebt sells 1 one-off in-app purchase and Where's Money sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

Where's Money holds the better App Store score, 5.0 against 4.5. Both are backed by a comparable volume of ratings — 2 and 1 respectively. Written reviews point the same way: 59% of InDebt's written reviews are positive against 82% of Where's Money's.

InDebt ships an update monthly, Where's Money daily. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | InDebt | Where's Money |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (2 ratings)](https://appshunter.io/ios/app/indebt/id1385708953/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/wheres-money-debt-tracker/id1501820564/reviews)** |
| Number of ratings | **2** | 1 |
| Positive reviews | 58.8% of reviews | **81.8% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Daily** |
| Monetization | Free with in-app purchases | Freemium |
| Size | 29 MB | 10 MB |
| Requires iOS | 18.6 | **16.6** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 9+ |
| Developer | [Sergei Volkov](https://appshunter.io/developer/1385708952) | [Evgeny Lisin](https://appshunter.io/developer/628448131) |

## What reviewers say

### InDebt

[App page](https://appshunter.io/ios/app/indebt/id1385708953)

Manage personal debts with interest and penalty tracking. Supports all currencies and offers data backup. Get notifications for overdue payments and view historical data.

**Highlights:** Interest and penalty calculation, Support for any currency, Data backup and restore, Debt payment history, Total profit calculation, Exportable history, Overdue debt notifications

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Purchasing the full version | $4.99 | one-time |


### Where's Money

[App page](https://appshunter.io/ios/app/wheres-money-debt-tracker/id1501820564)

Easily track money lent and borrowed between individuals. Record transactions, monitor balances, and generate PDF reports for clear oversight of personal debts. Your data is securely stored with iCloud sync.

**Highlights:** Track money lent to others, Record money borrowed from others, Monitor individual balances, Record partial repayments, Review transaction history, Generate PDF reports, iCloud data sync

**Features:** macOS Compatibility, Family Sharing

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| monthly | $1.99 | per month |
| annual | $14.99 | per year |
| lifetime | $59.99 | one-time |


## Frequently asked questions

### Is InDebt free?

InDebt is free to download, with in-app purchases available.

### Is Where's Money free?

Where's Money is free to download, with in-app purchases available.

### Which has better reviews, InDebt or Where's Money?

Where's Money is rated higher. InDebt averages 4.5 out of 5 from 2 ratings, while Where's Money averages 5.0 from 1 ratings.

### Do InDebt or Where's Money have ads?

Neither InDebt nor Where's Money shows ads.

### Which is updated more often, InDebt or Where's Money?

InDebt ships an update monthly, and Where's Money daily. Most recently, InDebt was updated on November 2, 2026 and Where's Money on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*