# InDebt vs Depty

The clearest difference is rating: Depty at 5.0 against InDebt's 4.5. Depty also leads on monetization model (free vs free with in-app purchases) and iOS requirement (15.1 vs 18.6). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. InDebt sells 1 one-off in-app purchase and Depty sells 1 in-app purchase, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

Depty holds the better App Store score, 5.0 against 4.5. Both are backed by a comparable volume of ratings — 2 and 2 respectively.

InDebt ships an update monthly, Depty every 3 weeks. Both last shipped on September 19, 2026.

## The numbers

| Metric | InDebt | Depty |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (2 ratings)](https://appshunter.io/ios/app/indebt/id1385708953/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/depty-split-bills-and-debts/id1632647489/reviews)** |
| Number of ratings | 2 | 2 |
| Positive reviews | 58.8% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 29 MB | 68 MB |
| Requires iOS | 18.6 | **15.1** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Sergei Volkov](https://appshunter.io/developer/1385708952) | [SINHRONE SP. Z O.O.](https://appshunter.io/developer/1619782114) |

## What reviewers say

### InDebt

[App page](https://appshunter.io/ios/app/indebt/id1385708953)

Manage personal debts with interest and penalty tracking. Supports all currencies and offers data backup. Get notifications for overdue payments and view historical data.

**Highlights:** Interest and penalty calculation, Support for any currency, Data backup and restore, Debt payment history, Total profit calculation, Exportable history, Overdue debt notifications

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Purchasing the full version | $4.99 | one-time |


### Depty

[App page](https://appshunter.io/ios/app/depty-split-bills-and-debts/id1632647489)

Manage shared expenses and debts with an intuitive interface. Supports multiple currencies and integrates with your contacts for easy communication and tracking. All features are free to use.

**Highlights:** Intuitive interface, Multicurrency support, Group expense splitting, In-app chat for debt management, Contact integration via QR code

**Features:** Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly subscription | $0.99 | per month |


## Frequently asked questions

### Is InDebt free?

InDebt is free to download, with in-app purchases available.

### Is Depty free?

Depty is free to download, with in-app purchases available.

### Which has better reviews, InDebt or Depty?

Depty is rated higher. InDebt averages 4.5 out of 5 from 2 ratings, while Depty averages 5.0 from 2 ratings.

### Do InDebt or Depty have ads?

Neither InDebt nor Depty shows ads.

### Which is updated more often, InDebt or Depty?

InDebt ships an update monthly, and Depty every 3 weeks. Most recently, InDebt was updated on September 19, 2026 and Depty on September 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*